Orange County, Florida: hazard risk
FEMA rates Orange County's overall risk Relatively High (score 98.4 of 100, higher than 98% of rated U.S. counties); 7 of its 14 hazards are rated Relatively High or Very High, led by strong wind, lightning, cold wave. Its storm record holds 780 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Very High | 99.9 | $33M |
| Lightning | Very High | 99.5 | $6.1M |
| Cold Wave | Very High | 99.3 | $48M |
| Tornado | Very High | 99.1 | $45M |
| Riverine Flooding | Relatively High | 98.4 | $182M |
| Hail | Relatively High | 98.2 | $7.1M |
| Hurricane | Relatively High | 98.0 | $80M |
| Wildfire | Relatively Moderate | 97.4 | $9.0M |
| Heat Wave | Relatively Moderate | 94.1 | $5.3M |
| Earthquake | Relatively Low | 75.4 | $1.2M |
| Drought | Relatively Low | 34.5 | $40K |
| Landslide | Very Low | 45.3 | $1K |
| Coastal Flooding | No Rating | 0.0 | $0 |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 315 | 2 | $7.4M | 20th of 67 | 994th of 3,080 |
| Hail | 276 | 0 | $91K | 5th of 67 | 458th of 3,080 |
| Tornadoes | 70 | 4 | $118M | 25th of 67 | 228th of 3,080 |
| Lightning | 41 | 4 | $6.5M | 15th of 67 | 131st of 3,080 |
| Floods | 15 | 0 | $222M | 60th of 67 | 2597th of 3,080 |
| Heavy rain | 11 | 0 | $33M | 29th of 67 | 750th of 3,080 |
| Hurricanes and tropical storms | 10 | 20 | $135M | 63rd of 67 | 451st of 1,849 |
| Extreme cold | 6 | 0 | $2.7M | 29th of 67 | 2215th of 3,076 |
| High wind and dust storms | 4 | 3 | $1.5B | 31st of 67 | 2708th of 3,080 |
| Heat | 3 | 1 | – | 21st of 67 | 2055th of 3,076 |
| Wildfires | 1 | 1 | – | 53rd of 67 | 1114th of 2,972 |
| Winter storms | 1 | 0 | – | 41st of 67 | 3046th of 3,077 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Orange County record: every hazard by year and month, the deadliest events and FEMA's declarations.