Oregon County, Missouri: hazard risk
FEMA rates Oregon County's overall risk Relatively Low (score 48.7 of 100, higher than 48% of rated U.S. counties). Its storm record holds 436 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 79.9 | $2.5M |
| Ice Storm | Relatively Moderate | 77.6 | $239K |
| Earthquake | Relatively Low | 82.4 | $1.5M |
| Heat Wave | Relatively Low | 69.0 | $611K |
| Landslide | Relatively Low | 65.9 | $3K |
| Tornado | Relatively Low | 62.0 | $1.3M |
| Winter Weather | Relatively Low | 53.3 | $50K |
| Riverine Flooding | Relatively Low | 46.4 | $4.2M |
| Strong Wind | Relatively Low | 36.8 | $260K |
| Lightning | Relatively Low | 35.8 | $96K |
| Wildfire | Very Low | 60.1 | $59K |
| Hurricane | Very Low | 37.2 | $17K |
| Hail | Very Low | 12.6 | $29K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 116 | 0 | $64K | 101st of 114 | 1616th of 3,080 |
| Severe thunderstorm wind | 115 | 0 | $1.9M | 102nd of 114 | 2206th of 3,080 |
| Floods | 91 | 0 | $8.4M | 75th of 114 | 1171st of 3,080 |
| Winter storms | 44 | 0 | $266K | 107th of 114 | 2192nd of 3,077 |
| Drought | 22 | 0 | $3.0M | 74th of 114 | 1399th of 3,063 |
| Tornadoes | 22 | 0 | $29M | 90th of 114 | 1835th of 3,080 |
| Heat | 9 | 0 | – | 108th of 114 | 1380th of 3,076 |
| Heavy rain | 9 | 0 | – | 44th of 114 | 948th of 3,080 |
| Extreme cold | 5 | 0 | $4.7M | 111th of 114 | 2145th of 3,076 |
| High wind and dust storms | 2 | 0 | $31K | 101st of 114 | 2838th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Oregon County record: every hazard by year and month, the deadliest events and FEMA's declarations.