Palo Pinto County, Texas: hazard risk
FEMA rates Palo Pinto County's overall risk Relatively Low (score 55.2 of 100, higher than 55% of rated U.S. counties). Its storm record holds 907 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 90.6 | $1.5M |
| Wildfire | Relatively Moderate | 90.3 | $1.1M |
| Strong Wind | Relatively Moderate | 74.7 | $886K |
| Cold Wave | Relatively Moderate | 65.7 | $1.4M |
| Landslide | Relatively Low | 74.8 | $7K |
| Heat Wave | Relatively Low | 63.2 | $536K |
| Tornado | Relatively Low | 61.8 | $1.5M |
| Riverine Flooding | Relatively Low | 59.9 | $7.2M |
| Drought | Relatively Low | 58.7 | $209K |
| Winter Weather | Relatively Low | 56.3 | $64K |
| Lightning | Relatively Low | 45.5 | $159K |
| Ice Storm | Relatively Low | 39.0 | $40K |
| Hurricane | Very Low | 43.5 | $32K |
| Earthquake | Very Low | 27.1 | $44K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 391 | 0 | $15M | 28th of 254 | 325th of 3,080 |
| Severe thunderstorm wind | 192 | 0 | $4.8M | 71st of 254 | 1886th of 3,080 |
| Drought | 85 | 0 | $1.7M | 103rd of 254 | 407th of 3,063 |
| Floods | 61 | 2 | $737K | 110th of 254 | 1642nd of 3,080 |
| Heat | 53 | 0 | – | 65th of 254 | 508th of 3,076 |
| Tornadoes | 48 | 0 | $5.2M | 93rd of 254 | 1090th of 3,080 |
| Winter storms | 36 | 1 | $1.8M | 103rd of 254 | 2432nd of 3,077 |
| Wildfires | 19 | 1 | $45M | 18th of 254 | 148th of 2,972 |
| Extreme cold | 9 | 0 | – | 73rd of 254 | 1825th of 3,076 |
| Lightning | 6 | 0 | $110K | 51st of 254 | 1200th of 3,080 |
| High wind and dust storms | 4 | 0 | $135K | 122nd of 254 | 2727th of 3,080 |
| Heavy rain | 3 | 0 | – | 95th of 254 | 1629th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Palo Pinto County record: every hazard by year and month, the deadliest events and FEMA's declarations.