Pasco County, Florida: hazard risk
FEMA rates Pasco County's overall risk Relatively High (score 96.0 of 100, higher than 95% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning, tornado. Its storm record holds 743 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Very High | 98.1 | $78M |
| Lightning | Very High | 97.1 | $2.5M |
| Tornado | Relatively High | 98.4 | $28M |
| Riverine Flooding | Relatively High | 95.4 | $76M |
| Coastal Flooding | Relatively High | 90.8 | $6.2M |
| Wildfire | Relatively Moderate | 95.4 | $3.8M |
| Heat Wave | Relatively Moderate | 90.1 | $3.0M |
| Strong Wind | Relatively Moderate | 75.7 | $1.1M |
| Cold Wave | Relatively Low | 61.9 | $1.5M |
| Earthquake | Very Low | 45.2 | $203K |
| Landslide | Very Low | 44.8 | $922 |
| Hail | Very Low | 30.1 | $116K |
| Drought | Very Low | 19.1 | $3K |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 244 | 0 | $4.2M | 19th of 67 | 960th of 3,080 |
| Hail | 107 | 0 | $445K | 13th of 67 | 1390th of 3,080 |
| Tornadoes | 98 | 0 | $58M | 7th of 67 | 19th of 3,080 |
| Floods | 63 | 1 | $143M | 10th of 67 | 969th of 3,080 |
| Extreme cold | 59 | 0 | $18M | 5th of 67 | 276th of 3,076 |
| Hurricanes and tropical storms | 38 | 2 | $123M | 23rd of 67 | 165th of 1,849 |
| Lightning | 30 | 3 | $1.3M | 16th of 67 | 150th of 3,080 |
| Heavy rain | 24 | 0 | $165K | 19th of 67 | 428th of 3,080 |
| High wind and dust storms | 8 | 0 | $166K | 9th of 67 | 2382nd of 3,080 |
| Wildfires | 4 | 0 | – | 35th of 67 | 489th of 2,972 |
| Rip currents and high surf | 1 | 0 | – | 31st of 67 | 212th of 2,080 |
| Winter storms | 1 | 0 | – | 39th of 67 | 3043rd of 3,077 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Pasco County record: every hazard by year and month, the deadliest events and FEMA's declarations.