Person County, North Carolina: hazard risk
FEMA rates Person County's overall risk Very Low (score 41.5 of 100, higher than 41% of rated U.S. counties). Its storm record holds 461 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 74.0 | $496K |
| Winter Weather | Relatively Moderate | 67.7 | $91K |
| Hurricane | Relatively Low | 72.5 | $557K |
| Heat Wave | Relatively Low | 66.4 | $587K |
| Tornado | Relatively Low | 54.9 | $1.1M |
| Riverine Flooding | Relatively Low | 54.5 | $5.7M |
| Hail | Relatively Low | 54.1 | $235K |
| Lightning | Relatively Low | 44.7 | $145K |
| Strong Wind | Relatively Low | 42.7 | $335K |
| Ice Storm | Relatively Low | 41.9 | $44K |
| Earthquake | Very Low | 58.8 | $319K |
| Landslide | Very Low | 33.7 | $310 |
| Wildfire | Very Low | 20.9 | $6K |
| Cold Wave | Very Low | 17.7 | $140K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 213 | 0 | $703K | 26th of 100 | 375th of 3,080 |
| Winter storms | 87 | 0 | $1.5M | 28th of 100 | 619th of 3,077 |
| Hail | 84 | 0 | $2.7M | 48th of 100 | 1095th of 3,080 |
| Floods | 26 | 0 | $942K | 68th of 100 | 1437th of 3,080 |
| High wind and dust storms | 22 | 0 | $1.4M | 36th of 100 | 912th of 3,080 |
| Tornadoes | 11 | 0 | $4.8M | 51st of 100 | 1769th of 3,080 |
| Hurricanes and tropical storms | 6 | 0 | $754K | 45th of 100 | 379th of 1,849 |
| Heat | 4 | 1 | – | 33rd of 100 | 1464th of 3,076 |
| Heavy rain | 3 | 0 | – | 74th of 100 | 1326th of 3,080 |
| Lightning | 3 | 0 | $348K | 63rd of 100 | 895th of 3,080 |
| Extreme cold | 2 | 0 | – | 59th of 100 | 2271st of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Person County record: every hazard by year and month, the deadliest events and FEMA's declarations.