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North Carolina · FEMA + NOAA + National Risk Index

Person County, NC

27 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

27
FEMA declarations
13
Major disasters
42
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Person County. Its 27 FEMA declarations are 12% above the North Carolina county mean and exceed the count for 78% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 42%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 42%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
9
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 37145 · Person County 27 declarations · rank 657/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 27
  • MAJOR-LIGHT 48%
  • RANK-MID #657
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +12%

Nearest declaration peer: Greene, MO (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Carolina state profile

Person County among high-volume declaration counties

FEMA declaration records among Person County and nearest peers by total count

declarations

What this shows Person County carries 27 FEMA declaration records, ranked 657 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Person County ranks in the national declaration registry

Person County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Person County

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Person County's FEMA Risk Index score

0/100100/100North Carolina avg67/10041.5/100
FEMA National Risk Index composite score vs. the North Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Person County is led by Riverine Flooding (about $5.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Person County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 41.5/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $9.8M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 17 modeled event-days per year here, based on 511 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 9 claims and $49.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Person County's 27 federal records stand 12% above the North Carolina county mean of 24.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

66 /100

Historical Activity Index

High historical activity

Person County, NC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
14/25

27 declarations (1.1x state county average of 24)

Major Disaster Share Moderate
12/25

13 of 27 declarations are major disasters (48%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Person County

FEMA NRI 8-hazard radar - Person County

Person County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Person County NRI risk profile FIPS 37145 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

48%

Mixed major share

NRI risk score

42

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Person County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 17 modeled event-days per year
Hurricane Relatively Low roughly once every 12 years
Winter Weather Relatively Moderate an average of 7.7 times per year
Heat Wave Relatively Low 2.6 modeled event-days per year
Earthquake Very Low roughly once every 864 years
Tornado Relatively Low roughly once every 7 years
Riverine Flooding Relatively Low roughly once every 2 years
Hail Relatively Low an average of 4.4 times per year
Lightning Relatively Low an average of 45 times per year
Strong Wind Relatively Low an average of 2 times per year
Ice Storm Relatively Low an average of 1.7 times per year
Landslide Very Low roughly once every 4 years
Wildfire Very Low roughly once every 6,931 years
Cold Wave Very Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 12
Severe Ice Storm 3
Snowstorm 3
Tropical Storm 2
Biological 2
Severe Storm 2
Winter Storm 1
Tropical Depression 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Person County's federal record, 44% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 51.9%

of all 27 declarations

Major Disaster - 13 48.1%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2024 2
2023 1
2020 3
2019 2
2018 2
2017 1
2014 1
2009 1
2005 1
2003 3
2000 1
1999 2
1996 2
Show 2 earlier declaration years
1993 1
1977 2

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3637 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4889 TROPICAL DEPRESSION CHANTAL DR Tropical Depression 2025-09-11
3617 HURRICANE HELENE EM Tropical Storm 2024-09-26
3608 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-06
3586 HURRICANE IAN EM Hurricane 2022-10-01
3534 HURRICANE ISAIAS EM Hurricane 2020-08-02
4487 COVID-19 PANDEMIC DR Biological 2020-03-25
3471 COVID-19 EM Biological 2020-03-13
3423 HURRICANE DORIAN EM Hurricane 2019-09-03
4412 TROPICAL STORM MICHAEL DR Hurricane 2019-01-31
4393 HURRICANE FLORENCE DR Hurricane 2018-09-14
3401 HURRICANE FLORENCE EM Hurricane 2018-09-10
3380 HURRICANE MATTHEW EM Hurricane 2016-10-07
4167 SEVERE WINTER STORM DR Severe Ice Storm 2014-03-31
1801 TROPICAL STORM HANNA DR Severe Storm 2008-10-08
3222 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1490 HURRICANE ISABEL DR Hurricane 2003-09-18
1457 ICE STORM DR Severe Ice Storm 2003-03-27
1448 SEVERE ICE STORM DR Severe Ice Storm 2002-12-12
1312 SEVERE WINTER STORM DR Severe Storm 2000-01-31
Show 7 earlier declaration records
DR# Title Type Incident Date
1292 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-16
3146 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
1134 HURRICANE FRAN DR Hurricane 1996-09-06
1087 BLIZZARD OF 96 DR Snowstorm 1996-01-13
3110 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-17
3049 DROUGHT EM Drought 1977-08-11
3033 DROUGHT & FREEZING EM Snowstorm 1977-03-02

Storm Events in North Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Person County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,123 11 60 $62.9M
Flash Flood 1,881 105 6 $2.3B
Hail 1,623 0 0 $122.5M
Winter Weather 1,272 6 2 $425.0K
Winter Storm 743 7 0 $10.7M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

9

Total Paid

$49.7K

Avg Per Claim

$5.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 41.5/100

Expected Annual Loss

Very Low

$9.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Drought Relatively Moderate
Hurricane Relatively Low
Winter Weather Relatively Moderate
Heat Wave Relatively Low
Earthquake Very Low
Tornado Relatively Low
Riverine Flooding Relatively Low
Hail Relatively Low
Lightning Relatively Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Landslide Very Low
Wildfire Very Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Person County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Person County's closest FEMA peer: Comal County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Person County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Person County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Person County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 27 FEMA declarations, Person County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Person County?
The most common disaster type in Person County is Hurricane, with 12 declarations. Other disaster types include Severe Ice Storm (3), Snowstorm (3), Tropical Storm (2).
How does Person County's FEMA declaration record compare with the North Carolina average?
FEMA lists 27 declaration records for Person County. That is 12% above the North Carolina county mean of 24.0. Its count is also 30% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Person County received?
Person County has received 13 major disaster declarations, representing 48% of all 27 disaster declarations.
How many flood insurance claims has Person County filed?
Person County has 9 National Flood Insurance Program (NFIP) claims totaling $49.7K in payments, with an average of $5.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Person County?
No. In Person County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $5.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Person County?
The most active year for disaster declarations in Person County was 2003, with 3 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Person County?
According to the FEMA National Risk Index, Person County, North Carolina has an overall risk score of 41.5 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $9.8M in annualized losses.
Which natural hazard poses the greatest risk to Person County?
FEMA's NRI data points to Person County is Drought (risk rating: Relatively Moderate). Other significant hazards include Hurricane (Relatively Low) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts drought here at 17 modeled event-days per year, drawn from 511 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Person County · vintage 2026-08-25 · Methodology · North Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events