Pinal County, Arizona: hazard risk
FEMA rates Pinal County's overall risk Relatively Moderate (score 93.8 of 100, higher than 93% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by lightning, heat wave, wildfire. Its storm record holds 1,633 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Very High | 97.0 | $2.4M |
| Heat Wave | Relatively High | 98.9 | $24M |
| Wildfire | Relatively High | 98.0 | $12M |
| Riverine Flooding | Relatively High | 96.4 | $92M |
| Drought | Relatively High | 95.7 | $2.7M |
| Hail | Relatively Moderate | 82.3 | $954K |
| Strong Wind | Relatively Moderate | 75.3 | $1.1M |
| Earthquake | Relatively Low | 79.8 | $1.5M |
| Tornado | Relatively Low | 37.1 | $712K |
| Landslide | Very Low | 50.8 | $1K |
| Avalanche | Very Low | 26.2 | $69 |
| Hurricane | Very Low | 18.8 | $5K |
| Winter Weather | Very Low | 15.6 | $12K |
| Cold Wave | Very Low | 3.4 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 409 | 3 | $21M | 4th of 15 | 2578th of 3,080 |
| Heat | 337 | 145 | – | 4th of 15 | 852nd of 3,076 |
| High wind and dust storms | 279 | 14 | $2.6M | 1st of 15 | 1234th of 3,080 |
| Floods | 157 | 5 | $19M | 8th of 15 | 2287th of 3,080 |
| Drought | 146 | 0 | – | 5th of 15 | 1904th of 3,063 |
| Winter storms | 79 | 2 | $397K | 8th of 15 | 2867th of 3,077 |
| Hail | 78 | 0 | $286K | 7th of 15 | 2812th of 3,080 |
| Heavy rain | 44 | 0 | $506K | 4th of 15 | 1173rd of 3,080 |
| Tornadoes | 30 | 0 | $24M | 2nd of 15 | 2669th of 3,080 |
| Wildfires | 23 | 0 | $14M | 8th of 15 | 627th of 2,972 |
| Lightning | 9 | 1 | $1.7M | 8th of 15 | 2018th of 3,080 |
| Extreme cold | 8 | 2 | $46M | 7th of 15 | 2791st of 3,076 |
| Landslides and avalanches | 3 | 0 | $3K | 5th of 15 | 398th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Pinal County record: every hazard by year and month, the deadliest events and FEMA's declarations.