Posey County, Indiana: hazard risk
FEMA rates Posey County's overall risk Relatively Low (score 46.3 of 100, higher than 46% of rated U.S. counties). Its storm record holds 946 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 62.1 | $109K |
| Strong Wind | Relatively Moderate | 57.2 | $753K |
| Earthquake | Relatively Low | 88.1 | $4.4M |
| Heat Wave | Relatively Low | 58.4 | $605K |
| Ice Storm | Relatively Low | 57.4 | $133K |
| Tornado | Relatively Low | 55.9 | $1.7M |
| Drought | Relatively Low | 51.5 | $178K |
| Riverine Flooding | Relatively Low | 51.2 | $7.7M |
| Hail | Relatively Low | 44.8 | $239K |
| Cold Wave | Relatively Low | 31.6 | $507K |
| Lightning | Relatively Low | 24.1 | $94K |
| Hurricane | Very Low | 27.4 | $13K |
| Landslide | Very Low | 19.3 | $122 |
| Wildfire | Very Low | 3.6 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 261 | 0 | $10M | 2nd of 91 | 17th of 3,080 |
| Winter storms | 125 | 0 | $2.9M | 9th of 91 | 333rd of 3,077 |
| Severe thunderstorm wind | 119 | 0 | $2.9M | 72nd of 91 | 1095th of 3,080 |
| Hail | 80 | 0 | $3.4M | 29th of 91 | 892nd of 3,080 |
| High wind and dust storms | 73 | 0 | $8.3M | 4th of 91 | 156th of 3,080 |
| Extreme cold | 71 | 0 | $1.4M | 5th of 91 | 60th of 3,076 |
| Heat | 70 | 0 | – | 5th of 91 | 141st of 3,076 |
| Tornadoes | 23 | 2 | $4.3M | 68th of 91 | 965th of 3,080 |
| Drought | 22 | 0 | $4.3M | 4th of 91 | 875th of 3,063 |
| Heavy rain | 10 | 0 | – | 6th of 91 | 361st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Posey County record: every hazard by year and month, the deadliest events and FEMA's declarations.