Potter County, Texas: hazard risk
FEMA rates Potter County's overall risk Relatively Moderate (score 90.5 of 100, higher than 90% of rated U.S. counties); 7 of its 14 hazards are rated Relatively High or Very High, led by winter weather, hail, tornado. Its storm record holds 1,986 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Very High | 99.8 | $2.1M |
| Hail | Very High | 99.6 | $20M |
| Tornado | Relatively High | 97.7 | $15M |
| Strong Wind | Relatively High | 97.4 | $3.2M |
| Drought | Relatively High | 95.5 | $2.0M |
| Lightning | Relatively High | 92.7 | $1.1M |
| Cold Wave | Relatively High | 91.9 | $5.9M |
| Wildfire | Relatively Moderate | 95.1 | $2.6M |
| Ice Storm | Relatively Moderate | 79.0 | $274K |
| Earthquake | Relatively Low | 79.1 | $1.1M |
| Heat Wave | Relatively Low | 70.9 | $690K |
| Riverine Flooding | Relatively Low | 68.0 | $8.8M |
| Landslide | Very Low | 26.5 | $163 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 882 | 0 | $581M | 6th of 254 | 32nd of 3,080 |
| Severe thunderstorm wind | 470 | 0 | $18M | 25th of 254 | 1060th of 3,080 |
| High wind and dust storms | 219 | 0 | $997K | 3rd of 254 | 255th of 3,080 |
| Floods | 101 | 2 | $16M | 58th of 254 | 1088th of 3,080 |
| Winter storms | 89 | 11 | $6.5M | 18th of 254 | 1806th of 3,077 |
| Drought | 69 | 0 | $196M | 137th of 254 | 542nd of 3,063 |
| Wildfires | 60 | 0 | $18M | 1st of 254 | 12th of 2,972 |
| Tornadoes | 40 | 0 | $29M | 96th of 254 | 1108th of 3,080 |
| Extreme cold | 20 | 2 | – | 27th of 254 | 1058th of 3,076 |
| Heavy rain | 15 | 0 | – | 14th of 254 | 753rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Potter County record: every hazard by year and month, the deadliest events and FEMA's declarations.