Preble County, Ohio: hazard risk
FEMA rates Preble County's overall risk Relatively Low (score 43.3 of 100, higher than 43% of rated U.S. counties). Its storm record holds 513 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 79.4 | $1.4M |
| Tornado | Relatively Moderate | 76.7 | $3.5M |
| Ice Storm | Relatively Moderate | 61.4 | $153K |
| Earthquake | Relatively Low | 63.2 | $577K |
| Riverine Flooding | Relatively Low | 51.4 | $7.4M |
| Cold Wave | Relatively Low | 47.5 | $913K |
| Hail | Relatively Low | 46.9 | $248K |
| Winter Weather | Relatively Low | 37.0 | $43K |
| Lightning | Relatively Low | 36.8 | $152K |
| Landslide | Very Low | 52.7 | $2K |
| Heat Wave | Very Low | 33.8 | $178K |
| Drought | Very Low | 30.1 | $27K |
| Hurricane | Very Low | 28.3 | $13K |
| Wildfire | Very Low | 13.6 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 196 | 0 | $3.1M | 48th of 88 | 603rd of 3,080 |
| Winter storms | 131 | 0 | $990K | 10th of 88 | 315th of 3,077 |
| Floods | 76 | 0 | $1.2M | 44th of 88 | 579th of 3,080 |
| Hail | 61 | 0 | $1K | 61st of 88 | 1515th of 3,080 |
| High wind and dust storms | 17 | 2 | $6.9M | 56th of 88 | 1079th of 3,080 |
| Tornadoes | 17 | 0 | $80M | 34th of 88 | 1160th of 3,080 |
| Heat | 5 | 0 | – | 27th of 88 | 1352nd of 3,076 |
| Extreme cold | 4 | 0 | $806K | 66th of 88 | 1828th of 3,076 |
| Heavy rain | 3 | 0 | $3K | 30th of 88 | 1109th of 3,080 |
| Drought | 2 | 0 | – | 60th of 88 | 2217th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Preble County record: every hazard by year and month, the deadliest events and FEMA's declarations.