Putnam County, New York: hazard risk
FEMA rates Putnam County's overall risk Very Low (score 39.8 of 100, higher than 39% of rated U.S. counties). Its storm record holds 407 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 68.3 | $328K |
| Strong Wind | Relatively Moderate | 58.4 | $1.1M |
| Landslide | Relatively Low | 77.4 | $20K |
| Hurricane | Relatively Low | 73.2 | $1.3M |
| Earthquake | Relatively Low | 65.1 | $999K |
| Riverine Flooding | Relatively Low | 57.4 | $14M |
| Winter Weather | Relatively Low | 54.0 | $120K |
| Heat Wave | Relatively Low | 47.6 | $544K |
| Lightning | Relatively Low | 43.8 | $306K |
| Cold Wave | Relatively Low | 39.1 | $1.0M |
| Tornado | Relatively Low | 29.8 | $825K |
| Coastal Flooding | Very Low | 40.6 | $28K |
| Avalanche | Very Low | 33.6 | $225 |
| Wildfire | Very Low | 19.7 | $12K |
| Drought | Very Low | 19.1 | $5K |
| Hail | Very Low | 4.7 | $18K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 148 | 0 | $353K | 6th of 58 | 279th of 3,080 |
| Winter storms | 113 | 1 | – | 4th of 58 | 123rd of 3,077 |
| Floods | 33 | 0 | $3.4M | 11th of 58 | 566th of 3,080 |
| Hail | 33 | 0 | – | 9th of 58 | 1445th of 3,080 |
| High wind and dust storms | 23 | 0 | $245K | 21st of 58 | 332nd of 3,080 |
| Heavy rain | 16 | 1 | $1K | 4th of 58 | 116th of 3,080 |
| Drought | 10 | 0 | – | 3rd of 58 | 1077th of 3,063 |
| Heat | 10 | 0 | – | 14th of 58 | 591st of 3,076 |
| Lightning | 6 | 0 | $923K | 11th of 58 | 266th of 3,080 |
| Tornadoes | 6 | 0 | $62M | 8th of 58 | 1953rd of 3,080 |
| Extreme cold | 4 | 0 | – | 49th of 58 | 1246th of 3,076 |
| Hurricanes and tropical storms | 2 | 0 | $5K | 5th of 58 | 526th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Putnam County record: every hazard by year and month, the deadliest events and FEMA's declarations.