Rappahannock County, Virginia: hazard risk
FEMA rates Rappahannock County's overall risk Very Low (score 6.9 of 100, higher than 6% of rated U.S. counties). Its storm record holds 810 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Low | 59.0 | $242K |
| Strong Wind | Relatively Low | 34.0 | $305K |
| Hurricane | Very Low | 55.3 | $113K |
| Landslide | Very Low | 54.8 | $2K |
| Wildfire | Very Low | 38.5 | $21K |
| Avalanche | Very Low | 38.3 | $205 |
| Earthquake | Very Low | 27.6 | $53K |
| Heat Wave | Very Low | 25.9 | $94K |
| Riverine Flooding | Very Low | 20.5 | $2.3M |
| Lightning | Very Low | 17.3 | $54K |
| Winter Weather | Very Low | 15.4 | $11K |
| Hail | Very Low | 14.0 | $41K |
| Tornado | Very Low | 12.1 | $85K |
| Cold Wave | Very Low | 10.3 | $71K |
| Ice Storm | Very Low | 6.1 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 285 | 0 | $154K | 4th of 96 | 29th of 3,077 |
| Severe thunderstorm wind | 153 | 0 | $690K | 34th of 96 | 534th of 3,080 |
| Extreme cold | 93 | 0 | $919K | 2nd of 96 | 13th of 3,076 |
| Floods | 73 | 0 | $1.7M | 17th of 96 | 250th of 3,080 |
| Heat | 38 | 0 | – | 10th of 96 | 189th of 3,076 |
| High wind and dust storms | 32 | 0 | $1.3M | 14th of 96 | 300th of 3,080 |
| Hail | 28 | 0 | $11K | 52nd of 96 | 1995th of 3,080 |
| Heavy rain | 20 | 0 | – | 27th of 96 | 100th of 3,080 |
| Drought | 11 | 0 | $6.3M | 20th of 96 | 1115th of 3,063 |
| Tornadoes | 4 | 0 | $9.2M | 57th of 96 | 2225th of 3,080 |
| Lightning | 2 | 0 | $28K | 51st of 96 | 909th of 3,080 |
| Wildfires | 1 | 0 | – | 11th of 96 | 610th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Rappahannock County record: every hazard by year and month, the deadliest events and FEMA's declarations.