Rockcastle County, Kentucky: hazard risk
FEMA rates Rockcastle County's overall risk Very Low (score 36.1 of 100, higher than 36% of rated U.S. counties). Its storm record holds 437 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 62.7 | $66K |
| Strong Wind | Relatively Moderate | 58.3 | $465K |
| Landslide | Relatively Low | 85.0 | $20K |
| Hail | Relatively Low | 61.1 | $262K |
| Cold Wave | Relatively Low | 54.8 | $755K |
| Riverine Flooding | Relatively Low | 53.0 | $4.8M |
| Tornado | Relatively Low | 48.9 | $797K |
| Lightning | Relatively Low | 45.3 | $132K |
| Heat Wave | Relatively Low | 40.1 | $155K |
| Ice Storm | Relatively Low | 38.8 | $33K |
| Wildfire | Very Low | 47.5 | $28K |
| Earthquake | Very Low | 40.9 | $107K |
| Hurricane | Very Low | 35.5 | $15K |
| Drought | Very Low | 22.8 | $5K |
| Avalanche | Very Low | 12.7 | $8 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 195 | 0 | $855K | 52nd of 118 | 458th of 3,080 |
| Floods | 75 | 0 | $739K | 49th of 118 | 341st of 3,080 |
| Winter storms | 67 | 0 | $11K | 69th of 118 | 1005th of 3,077 |
| Hail | 50 | 0 | $9.0M | 58th of 118 | 1333rd of 3,080 |
| Extreme cold | 12 | 0 | – | 45th of 118 | 690th of 3,076 |
| High wind and dust storms | 12 | 0 | $59K | 60th of 118 | 1240th of 3,080 |
| Tornadoes | 7 | 1 | $16M | 83rd of 118 | 1930th of 3,080 |
| Heavy rain | 6 | 0 | – | 47th of 118 | 586th of 3,080 |
| Heat | 5 | 0 | – | 51st of 118 | 1130th of 3,076 |
| Drought | 3 | 0 | – | 41st of 118 | 2026th of 3,063 |
| Landslides and avalanches | 2 | 0 | $14K | 7th of 118 | 124th of 2,278 |
| Lightning | 2 | 0 | $378K | 41st of 118 | 1050th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Rockcastle County record: every hazard by year and month, the deadliest events and FEMA's declarations.