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Kentucky · FEMA + NOAA + National Risk Index

Rockcastle County, KY

34 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

34
FEMA declarations
26
Major disasters
36
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Rockcastle County. Its 34 FEMA declarations are 21% above the Kentucky county mean and exceed the count for 92% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 36%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 36%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
34
FEMA declarations vs 21 national county avg
19
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 21203 · Rockcastle County 34 declarations · rank 252/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 34
  • MAJOR-MID 76%
  • RANK-UPPER #252
  • PHOTO-FINISH Sumter
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +21%

Nearest declaration peer: Sumter, FL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Rockcastle County among high-volume declaration counties

FEMA declaration records among Rockcastle County and nearest peers by total count

declarations

What this shows Rockcastle County carries 34 FEMA declaration records, ranked 252 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Rockcastle County ranks in the national declaration registry

Rockcastle County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Rockcastle County

34 Top 8% higher than 92% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Rockcastle County's FEMA Risk Index score

0/100100/100Kentucky avg44/10036.1/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Rockcastle County is led by Riverine Flooding (about $4.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Rockcastle County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 36.1/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $7.6M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 19 claims and $615.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Rockcastle County's 34 federal records stand 21% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

79 /100

Historical Activity Index

Very High historical activity

Rockcastle County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
25/30

34 OpenFEMA declarations, full ingest window (1.6x national county average)

County Disaster Density High
15/25

34 declarations (1.2x state county average of 28)

Major Disaster Share Very High
19/25

26 of 34 declarations are major disasters (76%)

Hazard Diversity Very High
20/20

10 different disaster types declared in Rockcastle County

FEMA NRI 8-hazard radar - Rockcastle County

Rockcastle County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Rockcastle County NRI risk profile FIPS 21203 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

34

Very high volume

Major Disaster share

76%

Mostly major

NRI risk score

36

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Rockcastle County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low roughly once every 1 years
Winter Weather Relatively Moderate an average of 13 times per year
Hail Relatively Low an average of 3.2 times per year
Strong Wind Relatively Moderate an average of 6.2 times per year
Cold Wave Relatively Low roughly once every 1 years
Riverine Flooding Relatively Low an average of 1.7 times per year
Tornado Relatively Low roughly once every 7 years
Wildfire Very Low roughly once every 758 years
Lightning Relatively Low an average of 53 times per year
Earthquake Very Low roughly once every 469 years
Heat Wave Relatively Low 2.8 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Hurricane Very Low roughly once every 35 years
Drought Very Low 6.5 modeled event-days per year
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 14
Flood 4
Snowstorm 4
Winter Storm 2
Severe Ice Storm 2
Biological 2
Fire 2
Tornado 2
Tropical Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Rockcastle County's record, 41% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 26 76.5%

of all 34 declarations

Emergency - 6 17.6%

of all 34 declarations

Fire Management - 2 5.9%

of all 34 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 6
2024 1
2023 1
2021 2
2020 2
2019 1
2015 3
2010 1
2009 1
2005 1
2004 1
2002 2
2001 2
1998 1
Show 7 earlier declaration years
1996 1
1995 1
1994 1
1993 1
1991 1
1989 1
1974 1

Disaster Declarations

How the 34 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 34 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4913 SEVERE WINTER STORM DR Winter Storm 2026-05-29
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
Show 14 earlier declaration records
DR# Title Type Incident Date
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1414 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-07
2385 KY - SOUTHEASTERN FIRE COMPLEX - 11/02/01 FM Fire 2001-11-02
1388 SEVERE STORMS AND FLOODING DR Severe Storm 2001-08-15
2349 KY - SOUTHEASTERN DISTRICT FIRE COMPLEX - 11/03/00 FM Fire 2000-11-04
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1055 TORNADOES, SEVERE WINDS, HAIL DR Tornado 1995-06-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
893 SEVERE STORMS & FLOODING DR Flood 1991-01-29
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
420 TORNADOES DR Tornado 1974-04-04

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Rockcastle County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

19

Total Paid

$615.8K

Avg Per Claim

$32.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 36.1/100

Expected Annual Loss

Very Low

$7.6M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Low
Winter Weather Relatively Moderate
Hail Relatively Low
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Wildfire Very Low
Lightning Relatively Low
Earthquake Very Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Hurricane Very Low
Drought Very Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Rockcastle County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Rockcastle County's closest FEMA peer: Brazoria County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Rockcastle County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Rockcastle County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Rockcastle County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 34 FEMA declarations, Rockcastle County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Rockcastle County?
The most common disaster type in Rockcastle County is Severe Storm, with 14 declarations. Other disaster types include Flood (4), Snowstorm (4), Winter Storm (2).
How does Rockcastle County's FEMA declaration record compare with the Kentucky average?
FEMA lists 34 declaration records for Rockcastle County. That is 21% above the Kentucky county mean of 28.1. Its count is also 64% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Rockcastle County received?
Rockcastle County has received 26 major disaster declarations, representing 76% of all 34 disaster declarations.
How many flood insurance claims has Rockcastle County filed?
Rockcastle County has 19 National Flood Insurance Program (NFIP) claims totaling $615.8K in payments, with an average of $32.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Rockcastle County?
No. In Rockcastle County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $4.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Rockcastle County?
The most active year for disaster declarations in Rockcastle County was 2025, with 6 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Rockcastle County?
According to the FEMA National Risk Index, Rockcastle County, Kentucky has an overall risk score of 36.1 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.6M in annualized losses.
Which natural hazard poses the greatest risk to Rockcastle County?
The top hazard flagged by FEMA's NRI for Rockcastle County as of the latest release is Landslide (risk rating: Relatively Low). Other significant hazards include Winter Weather (Relatively Moderate) and Hail (Relatively Low). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Rockcastle County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events