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Kentucky · FEMA + NOAA + National Risk Index

Lincoln County, KY

28 FEMA disaster declarations (1970-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

28
FEMA declarations
21
Major disasters
33
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Lincoln County has a nationally busy FEMA history: 28 declarations, more than 81% of counties in this registry. But the state comparison tempers that reading: the total is 0% below the Kentucky county mean. FEMA's separate National Risk Index places the county safer than 33%; that score models loss and vulnerability rather than counting declarations.

Safer than 33%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
28
FEMA declarations vs 21 national county avg
27
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21137 · Lincoln County 28 declarations · rank 597/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 28
  • MAJOR-MID 75%
  • RANK-MID #597
  • PHOTO-FINISH Loíza
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -0%

Nearest declaration peer: Loíza, PR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Lincoln County among high-volume declaration counties

FEMA declaration records among Lincoln County and nearest peers by total count

declarations

What this shows Lincoln County carries 28 FEMA declaration records, ranked 597 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Lincoln County ranks in the national declaration registry

Lincoln County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Lincoln County

28 Top 19% higher than 81% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lincoln County's FEMA Risk Index score

0/100100/100Kentucky avg44/10032.6/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lincoln County is led by Riverine Flooding (about $4.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Strong Wind carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lincoln County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 32.6/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.3M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 6.4 times per year here, based on 244 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 27 claims and $377.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Kentucky county averages 28.1 federal declaration records, while Lincoln County has 28. The gap is 0% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

71 /100

Historical Activity Index

High historical activity

Lincoln County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

28 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density Moderate
12/25

28 declarations (1.0x state county average of 28)

Major Disaster Share Very High
19/25

21 of 28 declarations are major disasters (75%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Lincoln County

FEMA NRI 8-hazard radar - Lincoln County

Lincoln County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 17 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 17 8-hazard mean
Lincoln County NRI risk profile FIPS 21137 · displayed-hazard mean 17/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

28

High volume

Major Disaster share

75%

Mostly major

NRI risk score

33

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lincoln County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively Moderate an average of 6.4 times per year
Hail Relatively Low an average of 3.3 times per year
Winter Weather Relatively Moderate an average of 9.3 times per year
Cold Wave Relatively Low roughly once every 1 years
Earthquake Very Low roughly once every 445 years
Ice Storm Relatively Low roughly once every 2 years
Lightning Relatively Low an average of 53 times per year
Riverine Flooding Relatively Low roughly once every 1 years
Hurricane Very Low roughly once every 36 years
Tornado Relatively Low roughly once every 6 years
Landslide Very Low roughly once every 2 years
Heat Wave Very Low 2.5 modeled event-days per year
Drought Very Low 5.5 modeled event-days per year
Wildfire Very Low roughly once every 2,504 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 6
Snowstorm 4
Severe Ice Storm 3
Biological 2
Winter Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lincoln County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 21 75.0%

of all 28 declarations

Emergency - 7 25.0%

of all 28 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 3
2023 1
2022 1
2021 2
2020 2
2015 3
2010 1
2009 2
2005 1
2004 1
2002 1
1998 1
1996 1
1994 1
Show 6 earlier declaration years
1993 1
1984 1
1979 1
1974 1
1972 1
1970 1

Disaster Declarations

How the 28 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 28 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4663 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2022-07-29
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
4217 SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-01
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1414 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-07
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
Show 8 earlier declaration records
DR# Title Type Incident Date
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
705 HIGH WINDS, TORNADOES & FLOODING DR Severe Storm 1984-05-15
568 SEVERE STORMS & FLOODING DR Flood 1978-12-12
420 TORNADOES DR Tornado 1974-04-04
332 HEAVY RAINS & FLOODING DR Flood 1972-05-15
288 SEVERE STORMS & FLOODING DR Flood 1970-06-05

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lincoln County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

27

Total Paid

$377.1K

Avg Per Claim

$14.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 32.6/100

Expected Annual Loss

Very Low

$8.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Hail Relatively Low
Winter Weather Relatively Moderate
Cold Wave Relatively Low
Earthquake Very Low
Ice Storm Relatively Low
Lightning Relatively Low
Riverine Flooding Relatively Low
Hurricane Very Low
Tornado Relatively Low
Landslide Very Low
Heat Wave Very Low
Drought Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Lincoln County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lincoln County's closest FEMA peer: San Luis Obispo County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lincoln County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lincoln County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lincoln County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 28 FEMA declarations, Lincoln County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lincoln County?
The most common disaster type in Lincoln County is Severe Storm, with 10 declarations. Other disaster types include Flood (6), Snowstorm (4), Severe Ice Storm (3).
How does Lincoln County's FEMA declaration record compare with the Kentucky average?
The typical Kentucky county has 28.1 FEMA declaration records; Lincoln County has 28, or 0% fewer. Against the national county mean of 20.7, this county's total is 35% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lincoln County received?
Lincoln County has received 21 major disaster declarations, representing 75% of all 28 disaster declarations.
How many flood insurance claims has Lincoln County filed?
Lincoln County has 27 National Flood Insurance Program (NFIP) claims totaling $377.1K in payments, with an average of $14.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lincoln County?
No. In Lincoln County, Strong Wind has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lincoln County?
The most active year for disaster declarations in Lincoln County was 2015, with 3 declarations. The county has FEMA disaster data spanning 1970 to 2026.
What is the FEMA National Risk Index score for Lincoln County?
According to the FEMA National Risk Index, Lincoln County, Kentucky has an overall risk score of 32.6 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $8.3M in annualized losses.
Which natural hazard poses the greatest risk to Lincoln County?
Based on FEMA NRI data, the highest-risk natural hazard in Lincoln County is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Low) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 6.4 times per year, drawn from 244 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lincoln County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events