San Bernardino County, California: hazard risk
FEMA rates San Bernardino County's overall risk Very High (score 99.8 of 100, higher than 99% of rated U.S. counties); 7 of its 15 hazards are rated Relatively High or Very High, led by landslide, wildfire, earthquake. Its storm record holds 3,395 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Very High | 99.9 | $18M |
| Wildfire | Very High | 99.9 | $146M |
| Earthquake | Very High | 99.8 | $922M |
| Riverine Flooding | Very High | 99.8 | $960M |
| Heat Wave | Relatively High | 98.4 | $18M |
| Strong Wind | Relatively High | 97.0 | $4.0M |
| Lightning | Relatively High | 95.2 | $2.0M |
| Hail | Relatively Moderate | 90.9 | $1.9M |
| Tornado | Relatively Moderate | 78.8 | $3.8M |
| Avalanche | Relatively Low | 78.5 | $144K |
| Winter Weather | Relatively Low | 48.4 | $62K |
| Drought | Relatively Low | 33.5 | $37K |
| Cold Wave | Relatively Low | 28.3 | $392K |
| Volcanic Activity | Very Low | 31.6 | $3 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 999 | 22 | $470M | 37th of 57 | 2353rd of 3,080 |
| High wind and dust storms | 838 | 17 | $72M | 45th of 57 | 1596th of 3,080 |
| Heat | 361 | 34 | $599K | 40th of 57 | 1702nd of 3,076 |
| Wildfires | 236 | 13 | $2.0B | 36th of 57 | 273rd of 2,972 |
| Winter storms | 232 | 4 | $5.7M | 39th of 57 | 2907th of 3,077 |
| Severe thunderstorm wind | 197 | 3 | $7.0M | 12th of 57 | 2873rd of 3,080 |
| Heavy rain | 124 | 2 | $171M | 46th of 57 | 1486th of 3,080 |
| Drought | 78 | 0 | $3K | 33rd of 57 | 2426th of 3,063 |
| Hail | 67 | 0 | $474K | 43rd of 57 | 2970th of 3,080 |
| Landslides and avalanches | 65 | 15 | $35M | 34th of 57 | 234th of 2,278 |
| Lightning | 63 | 3 | $2.2M | 14th of 57 | 1631st of 3,080 |
| Tornadoes | 33 | 0 | $1.3M | 38th of 57 | 2876th of 3,080 |
| Extreme cold | 23 | 0 | $42M | 50th of 57 | 2803rd of 3,076 |
| Hurricanes and tropical storms | 3 | 0 | – | 14th of 57 | 1100th of 1,849 |
| Rip currents and high surf | 2 | 0 | – | 38th of 57 | 267th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full San Bernardino County record: every hazard by year and month, the deadliest events and FEMA's declarations.