San Miguel County, New Mexico: hazard risk
FEMA rates San Miguel County's overall risk Relatively Low (score 74.6 of 100, higher than 74% of rated U.S. counties). Its storm record holds 2,594 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively Moderate | 97.3 | $5.1M |
| Riverine Flooding | Relatively Moderate | 83.4 | $14M |
| Winter Weather | Relatively Moderate | 80.8 | $138K |
| Lightning | Relatively Moderate | 68.9 | $300K |
| Landslide | Relatively Low | 75.1 | $6K |
| Drought | Relatively Low | 49.7 | $89K |
| Hail | Relatively Low | 41.8 | $119K |
| Cold Wave | Relatively Low | 34.0 | $317K |
| Strong Wind | Relatively Low | 22.1 | $127K |
| Earthquake | Very Low | 48.5 | $159K |
| Avalanche | Very Low | 25.7 | $45 |
| Tornado | Very Low | 14.8 | $87K |
| Heat Wave | Very Low | 8.8 | $9K |
| Ice Storm | Very Low | 4.6 | $1K |
| Volcanic Activity | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Drought | 725 | 0 | – | 21st of 33 | 1251st of 3,063 |
| High wind and dust storms | 693 | 1 | $2.8M | 8th of 33 | 519th of 3,080 |
| Winter storms | 691 | 8 | $7.2M | 8th of 33 | 2022nd of 3,077 |
| Hail | 282 | 1 | $616K | 14th of 33 | 2599th of 3,080 |
| Floods | 71 | 4 | $6.7M | 15th of 33 | 2614th of 3,080 |
| Severe thunderstorm wind | 40 | 0 | $6K | 21st of 33 | 2878th of 3,080 |
| Wildfires | 25 | 0 | $151M | 10th of 33 | 537th of 2,972 |
| Extreme cold | 18 | 0 | – | 17th of 33 | 2713th of 3,076 |
| Tornadoes | 18 | 0 | $535K | 19th of 33 | 2720th of 3,080 |
| Heat | 14 | 0 | – | 19th of 33 | 2388th of 3,076 |
| Landslides and avalanches | 3 | 0 | – | 6th of 33 | 389th of 2,278 |
| Heavy rain | 2 | 0 | – | 23rd of 33 | 2354th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full San Miguel County record: every hazard by year and month, the deadliest events and FEMA's declarations.