Sawyer County, Wisconsin: hazard risk

FEMA rates Sawyer County's overall risk Relatively Low (score 74.5 of 100, higher than 74% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by cold wave. Its storm record holds 559 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Sawyer County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Cold WaveRelatively High98.2$15M
Winter WeatherRelatively Moderate75.5$120K
Strong WindRelatively Moderate65.8$603K
LightningRelatively Moderate57.9$218K
Riverine FloodingRelatively Low62.1$6.8M
HailRelatively Low49.7$182K
Ice StormRelatively Low38.4$34K
DroughtRelatively Low33.8$26K
TornadoRelatively Low30.2$367K
Heat WaveVery Low33.2$114K
WildfireVery Low17.7$4K
LandslideVery Low17.5$61
EarthquakeVery Low0.8$598
HurricaneNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1792$1.4M64th of 722447th of 3,080
Hail1740$99558th of 722297th of 3,080
Winter storms1090$101K68th of 721711th of 3,077
Drought390–24th of 721319th of 3,063
Floods210$394K62nd of 722713th of 3,080
Extreme cold183–69th of 721462nd of 3,076
Tornadoes80$925K71st of 722642nd of 3,080
Lightning40$275K55th of 721577th of 3,080
High wind and dust storms30$8K68th of 722851st of 3,080
Heat20–66th of 722246th of 3,076
Wildfires10$73K11th of 721183rd of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Sawyer County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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