Scott County, Kentucky: hazard risk
FEMA rates Scott County's overall risk Relatively Low (score 56.1 of 100, higher than 56% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 344 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 92.2 | $2.6M |
| Tornado | Relatively Moderate | 80.5 | $4.5M |
| Lightning | Relatively Moderate | 71.6 | $581K |
| Winter Weather | Relatively Moderate | 69.8 | $142K |
| Ice Storm | Relatively Moderate | 63.2 | $169K |
| Earthquake | Relatively Low | 75.4 | $1.3M |
| Riverine Flooding | Relatively Low | 58.1 | $9.3M |
| Hail | Relatively Low | 56.5 | $369K |
| Cold Wave | Relatively Low | 53.3 | $1.2M |
| Heat Wave | Relatively Low | 50.0 | $408K |
| Landslide | Very Low | 42.9 | $895 |
| Hurricane | Very Low | 37.0 | $27K |
| Drought | Very Low | 22.1 | $7K |
| Wildfire | Very Low | 14.6 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 172 | 0 | $2.6M | 35th of 118 | 325th of 3,080 |
| Floods | 67 | 1 | $7.1M | 60th of 118 | 415th of 3,080 |
| Hail | 35 | 0 | – | 86th of 118 | 1831st of 3,080 |
| Winter storms | 35 | 0 | $1.3M | 77th of 118 | 1212th of 3,077 |
| Tornadoes | 16 | 0 | $23M | 37th of 118 | 907th of 3,080 |
| Extreme cold | 6 | 0 | – | 74th of 118 | 1082nd of 3,076 |
| High wind and dust storms | 5 | 0 | – | 90th of 118 | 1908th of 3,080 |
| Lightning | 5 | 0 | $66K | 7th of 118 | 420th of 3,080 |
| Heavy rain | 3 | 0 | – | 70th of 118 | 1106th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Scott County record: every hazard by year and month, the deadliest events and FEMA's declarations.