Sherburne County, Minnesota: hazard risk
FEMA rates Sherburne County's overall risk Relatively Low (score 53.6 of 100, higher than 53% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 503 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 87.8 | $3.2M |
| Hail | Relatively Moderate | 77.9 | $1.4M |
| Tornado | Relatively Moderate | 70.4 | $4.5M |
| Lightning | Relatively Moderate | 61.0 | $605K |
| Wildfire | Relatively Low | 76.4 | $519K |
| Riverine Flooding | Relatively Low | 62.5 | $17M |
| Drought | Relatively Low | 61.6 | $544K |
| Heat Wave | Relatively Low | 58.4 | $943K |
| Cold Wave | Relatively Low | 54.0 | $1.9M |
| Winter Weather | Relatively Low | 51.4 | $117K |
| Ice Storm | Relatively Low | 47.4 | $133K |
| Landslide | Very Low | 40.9 | $1K |
| Earthquake | Very Low | 6.5 | $11K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 181 | 0 | $38M | 10th of 87 | 381st of 3,080 |
| Severe thunderstorm wind | 135 | 0 | $6.3M | 11th of 87 | 1447th of 3,080 |
| Winter storms | 99 | 0 | – | 28th of 87 | 576th of 3,077 |
| Extreme cold | 26 | 0 | – | 30th of 87 | 374th of 3,076 |
| Tornadoes | 13 | 1 | $23M | 54th of 87 | 1773rd of 3,080 |
| Heat | 12 | 0 | – | 14th of 87 | 813th of 3,076 |
| Heavy rain | 9 | 0 | – | 18th of 87 | 671st of 3,080 |
| High wind and dust storms | 8 | 0 | – | 55th of 87 | 1874th of 3,080 |
| Floods | 6 | 0 | $3.4M | 72nd of 87 | 2577th of 3,080 |
| Lightning | 1 | 0 | – | 40th of 87 | 1811th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Sherburne County record: every hazard by year and month, the deadliest events and FEMA's declarations.