St. Croix County, Wisconsin: hazard risk
FEMA rates St. Croix County's overall risk Relatively Low (score 64.1 of 100, higher than 64% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 573 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 93.5 | $3.9M |
| Hail | Relatively Moderate | 87.9 | $2.2M |
| Tornado | Relatively Moderate | 84.8 | $7.9M |
| Cold Wave | Relatively Moderate | 76.4 | $4.4M |
| Lightning | Relatively Moderate | 76.0 | $943K |
| Winter Weather | Relatively Moderate | 65.9 | $170K |
| Landslide | Relatively Low | 68.6 | $8K |
| Riverine Flooding | Relatively Low | 64.1 | $16M |
| Heat Wave | Relatively Low | 48.9 | $540K |
| Ice Storm | Relatively Low | 34.8 | $62K |
| Wildfire | Very Low | 45.3 | $53K |
| Drought | Very Low | 13.4 | $152 |
| Earthquake | Very Low | 7.1 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 182 | 0 | $5.0M | 22nd of 72 | 1303rd of 3,080 |
| Severe thunderstorm wind | 171 | 1 | $77M | 36th of 72 | 1872nd of 3,080 |
| Winter storms | 106 | 2 | $334K | 39th of 72 | 1016th of 3,077 |
| Tornadoes | 34 | 2 | $319M | 19th of 72 | 1020th of 3,080 |
| Extreme cold | 19 | 0 | – | 37th of 72 | 924th of 3,076 |
| Floods | 19 | 1 | $10M | 49th of 72 | 2409th of 3,080 |
| Heat | 10 | 0 | – | 34th of 72 | 1223rd of 3,076 |
| Lightning | 10 | 1 | $1.6M | 17th of 72 | 508th of 3,080 |
| Heavy rain | 6 | 0 | – | 37th of 72 | 1131st of 3,080 |
| High wind and dust storms | 5 | 0 | $374 | 56th of 72 | 2544th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full St. Croix County record: every hazard by year and month, the deadliest events and FEMA's declarations.