Stafford County, Virginia: hazard risk
FEMA rates Stafford County's overall risk Relatively Low (score 65.0 of 100, higher than 65% of rated U.S. counties). Its storm record holds 636 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 83.6 | $2.2M |
| Heat Wave | Relatively Moderate | 78.9 | $2.0M |
| Riverine Flooding | Relatively Moderate | 75.5 | $24M |
| Lightning | Relatively Moderate | 75.1 | $865K |
| Winter Weather | Relatively Moderate | 65.1 | $155K |
| Hurricane | Relatively Low | 77.5 | $2.0M |
| Earthquake | Relatively Low | 70.5 | $1.2M |
| Hail | Relatively Low | 62.7 | $600K |
| Drought | Relatively Low | 53.7 | $270K |
| Tornado | Relatively Low | 52.2 | $1.9M |
| Coastal Flooding | Relatively Low | 47.4 | $93K |
| Ice Storm | Relatively Low | 41.9 | $83K |
| Landslide | Very Low | 57.0 | $3K |
| Wildfire | Very Low | 18.2 | $9K |
| Cold Wave | Very Low | 12.1 | $154K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 260 | 1 | $4.3M | 14th of 96 | 154th of 3,080 |
| Floods | 102 | 0 | $107K | 23rd of 96 | 311th of 3,080 |
| Hail | 74 | 0 | $1.8M | 9th of 96 | 578th of 3,080 |
| Winter storms | 63 | 0 | – | 51st of 96 | 603rd of 3,077 |
| Heat | 35 | 0 | – | 11th of 96 | 217th of 3,076 |
| Extreme cold | 27 | 0 | – | 20th of 96 | 166th of 3,076 |
| Tornadoes | 15 | 0 | $14M | 9th of 96 | 664th of 3,080 |
| Heavy rain | 6 | 0 | – | 59th of 96 | 407th of 3,080 |
| High wind and dust storms | 4 | 0 | $7K | 70th of 96 | 2059th of 3,080 |
| Lightning | 3 | 0 | $9K | 35th of 96 | 641st of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | $479K | 26th of 96 | 581st of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stafford County record: every hazard by year and month, the deadliest events and FEMA's declarations.