Stephens County, Oklahoma: hazard risk
FEMA rates Stephens County's overall risk Relatively Low (score 65.9 of 100, higher than 65% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind. Its storm record holds 1,341 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 88.1 | $693K |
| Strong Wind | Relatively High | 84.6 | $1.4M |
| Hail | Relatively Moderate | 91.5 | $1.8M |
| Tornado | Relatively Moderate | 89.8 | $6.2M |
| Heat Wave | Relatively Moderate | 82.9 | $1.6M |
| Drought | Relatively Moderate | 74.7 | $613K |
| Cold Wave | Relatively Moderate | 70.2 | $1.9M |
| Winter Weather | Relatively Moderate | 63.2 | $90K |
| Wildfire | Relatively Low | 88.5 | $981K |
| Earthquake | Relatively Low | 62.6 | $472K |
| Riverine Flooding | Relatively Low | 54.2 | $6.7M |
| Lightning | Relatively Low | 36.9 | $127K |
| Landslide | Very Low | 44.6 | $833 |
| Hurricane | Very Low | 30.7 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 598 | 0 | $161K | 22nd of 77 | 104th of 3,080 |
| Severe thunderstorm wind | 298 | 0 | $3.8M | 37th of 77 | 1413th of 3,080 |
| Drought | 112 | 0 | $14M | 19th of 77 | 150th of 3,063 |
| Heat | 91 | 1 | – | 22nd of 77 | 270th of 3,076 |
| Floods | 72 | 2 | $258K | 27th of 77 | 1521st of 3,080 |
| Tornadoes | 70 | 1 | $27M | 31st of 77 | 384th of 3,080 |
| Winter storms | 46 | 1 | $8.3M | 49th of 77 | 2216th of 3,077 |
| High wind and dust storms | 19 | 0 | $108K | 38th of 77 | 1770th of 3,080 |
| Extreme cold | 11 | 0 | – | 30th of 77 | 1572nd of 3,076 |
| Lightning | 10 | 0 | $271K | 9th of 77 | 627th of 3,080 |
| Wildfires | 4 | 0 | $1.5M | 47th of 77 | 540th of 2,972 |
| Heavy rain | 1 | 0 | – | 37th of 77 | 2178th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stephens County record: every hazard by year and month, the deadliest events and FEMA's declarations.