Steuben County, New York: hazard risk
FEMA rates Steuben County's overall risk Relatively Low (score 76.9 of 100, higher than 76% of rated U.S. counties). Its storm record holds 880 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 87.5 | $28M |
| Lightning | Relatively Moderate | 76.5 | $566K |
| Strong Wind | Relatively Moderate | 56.9 | $596K |
| Landslide | Relatively Low | 80.5 | $15K |
| Hurricane | Relatively Low | 70.1 | $541K |
| Tornado | Relatively Low | 58.1 | $1.5M |
| Cold Wave | Relatively Low | 56.7 | $1.1M |
| Drought | Relatively Low | 55.5 | $192K |
| Hail | Relatively Low | 48.7 | $223K |
| Ice Storm | Relatively Low | 47.0 | $67K |
| Heat Wave | Relatively Low | 44.4 | $254K |
| Winter Weather | Relatively Low | 34.1 | $32K |
| Avalanche | Very Low | 56.0 | $894 |
| Earthquake | Very Low | 38.6 | $125K |
| Wildfire | Very Low | 30.7 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 424 | 0 | $4.7M | 49th of 58 | 1899th of 3,080 |
| Floods | 184 | 1 | $160M | 46th of 58 | 1486th of 3,080 |
| Hail | 131 | 0 | $193K | 43rd of 58 | 2472nd of 3,080 |
| Winter storms | 69 | 0 | $1.6M | 58th of 58 | 2260th of 3,077 |
| High wind and dust storms | 20 | 0 | $859K | 58th of 58 | 2170th of 3,080 |
| Extreme cold | 15 | 0 | $39K | 55th of 58 | 1700th of 3,076 |
| Lightning | 9 | 0 | $156K | 38th of 58 | 1122nd of 3,080 |
| Tornadoes | 9 | 1 | $2.0M | 48th of 58 | 2598th of 3,080 |
| Drought | 7 | 0 | – | 32nd of 58 | 2199th of 3,063 |
| Heat | 4 | 0 | – | 42nd of 58 | 2093rd of 3,076 |
| Heavy rain | 3 | 0 | $2K | 43rd of 58 | 1881st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Steuben County record: every hazard by year and month, the deadliest events and FEMA's declarations.