FEMA Records
24
Above median
New York · FEMA + NOAA + National Risk Index
Steuben County, NY
24 FEMA disaster declarations (1972-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 24
- FEMA declarations
- 19
- Major disasters
- 77
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Steuben County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 2% below the New York county mean. FEMA's separate National Risk Index places the county in the riskiest 23%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 23%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 24
- FEMA declarations vs 21 national county avg
- 375
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Steuben County compare?
Steuben County vs. all counties in this dataset
FEMA disaster declarations, all-time
24 Top 34% higher than 66% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Steuben County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the New York county average
What does Steuben County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 375 paid claims, totaling $2.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $5.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a New York county averages 24.5 federal declaration records, while Steuben County has 24. The gap is 2% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 76.9/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $32.9M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively High, both critical modifiers of realized harm here. Among the 18 modeled hazards, Riverine Flooding carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.1 times per year here, based on 59 historical events on record.
Declaration frequency
Nationally, Steuben County's 24 FEMA records form a high-volume history; within New York, however, the count is 2% below the county mean. 19 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 8 times. The full 52-year record averages 0.5 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.
69 /100
Historical Activity Index
High historical activity
Steuben County, NY · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
24 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density Moderate
12/25
24 declarations (1.0x state county average of 25)
Major Disaster Share Very High
20/25
19 of 24 declarations are major disasters (79%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Steuben County
Historical Declaration Activity
Activity Band
High
vs. New York Avg
-2%
State avg: 24.5
vs. National Avg
+16%
National avg: 20.7
Avg Per Year
0.5
Over 52 years
FEMA NRI 8-hazard radar - Steuben County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
79%
Mostly major
NRI risk score
77
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Steuben County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Riverine Flooding | Relatively Moderate | an average of 2.1 times per year |
| Landslide | Relatively Low | an average of 1.3 times per year |
| Lightning | Relatively Moderate | an average of 30 times per year |
| Hurricane | Relatively Low | roughly once every 36 years |
| Tornado | Relatively Low | roughly once every 4 years |
| Strong Wind | Relatively Moderate | an average of 1.6 times per year |
| Cold Wave | Relatively Low | an average of 3.3 times per year |
| Avalanche | Very Low | roughly once every 100 years |
| Drought | Relatively Low | 0.9 modeled event-days per year |
| Hail | Relatively Low | an average of 1.5 times per year |
| Ice Storm | Relatively Low | roughly once every 4 years |
| Heat Wave | Relatively Low | 2.6 modeled event-days per year |
| Earthquake | Very Low | roughly once every 2,584 years |
| Winter Weather | Relatively Low | an average of 14 times per year |
| Wildfire | Very Low | roughly once every 22,027 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 8
Flood 6
Hurricane 3
Biological 2
Snowstorm 2
Tropical Storm 1
Other 1
Fire 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Steuben County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 19 79.2%
of all 24 declarations
Emergency - 5 20.8%
of all 24 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2022 | 1 | |
| 2020 | 2 | |
| 2014 | 1 | |
| 2013 | 1 | |
| 2011 | 1 | |
| 2005 | 3 | |
| 2004 | 1 | |
| 2003 | 2 | |
| 2001 | 1 | |
| 2000 | 1 | |
| 1998 | 1 | |
| 1997 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
Show 4 earlier declaration years
| 1991 | 1 | |
| 1984 | 1 | |
| 1976 | 2 | |
| 1972 | 1 | |
Disaster Declarations
How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4825 | REMNANTS OF TROPICAL STORM DEBBY | DR | Tropical Storm | 2024-09-24 |
| 4625 | REMNANTS OF TROPICAL STORM FRED | DR | Hurricane | 2021-10-08 |
| 4480 | COVID-19 PANDEMIC | DR | Biological | 2020-03-20 |
| 3434 | COVID-19 | EM | Biological | 2020-03-13 |
| 4180 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2014-07-08 |
| 3351 | HURRICANE SANDY | EM | Hurricane | 2012-10-28 |
| 1993 | SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS | DR | Flood | 2011-06-10 |
| 3262 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-30 |
| 1565 | TROPICAL DEPRESSION IVAN | DR | Severe Storm | 2004-10-01 |
| 1564 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-10-01 |
| 1534 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-08-03 |
| 1486 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2003-08-29 |
| 3186 | POWER OUTAGE | EM | Other | 2003-08-23 |
| 1391 | FIRES AND EXPLOSIONS | DR | Fire | 2001-09-11 |
| 1335 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2000-07-21 |
| 1233 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 1998-07-07 |
| 1148 | SEVERE STORMS HIGH WINDS, RAIN AND FLOODING | DR | Severe Storm | 1996-12-09 |
| 1095 | SEVERE STORMS AND FLOODING | DR | Flood | 1996-01-24 |
| 3107 | SEVERE BLIZZARD | EM | Snowstorm | 1993-03-17 |
| 898 | SEVERE WINTER STORM | DR | Snowstorm | 1991-03-21 |
Show 4 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 725 | SEVERE STORMS & FLOODING | DR | Flood | 1984-09-25 |
| 512 | FLASH FLOODING | DR | Flood | 1976-06-29 |
| 487 | STORMS, RAINS, LANDSLIDES & FLOODING | DR | Flood | 1975-10-02 |
| 338 | TROPICAL STORM AGNES | DR | Flood | 1972-06-23 |
Storm Events in New York
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Steuben County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 8,295 | 6 | 45 | $45.0M |
| Winter Weather | 2,261 | 7 | 17 | $705.5K |
| Flash Flood | 1,775 | 23 | 3 | $674.3M |
| Strong Wind | 1,399 | 2 | 12 | $9.2M |
| Winter Storm | 1,228 | 13 | 2 | $4.9M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
375
Total Paid
$2.1M
Avg Per Claim
$5.7K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 76.9/100
Expected Annual Loss
Relatively Low
$32.9M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively High
Hazard Risk Breakdown
Riverine Flooding Relatively Moderate
Landslide Relatively Low
Lightning Relatively Moderate
Hurricane Relatively Low
Tornado Relatively Low
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Avalanche Very Low
Drought Relatively Low
Hail Relatively Low
Ice Storm Relatively Low
Heat Wave Relatively Low
Earthquake Very Low
Winter Weather Relatively Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Riverine Flooding
Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.
Worth noting for Steuben County: the model and the federal record do NOT point at the same hazard. Riverine Flooding carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Steuben County's closest FEMA peer: McLean County, ND
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Steuben County. Record similarity, not a safety rating.
Closest declaration profiles
Steuben County shows 24 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Steuben County: 19 of 24 of its declarations are Major.
Similar modeled NRI score
Steuben County: NRI composite 76.9 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Steuben County - capture-dated entries only.
Further reading for this county
Understanding disaster data
Steuben County's NFIP claims file (375 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Steuben County?
The most common disaster type in Steuben County is Severe Storm, with 8 declarations. Other disaster types include Flood (6), Hurricane (3), Biological (2).
How does Steuben County's FEMA declaration record compare with the New York average?
The typical New York county has 24.5 FEMA declaration records; Steuben County has 24, or 2% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Steuben County received?
Steuben County has received 19 major disaster declarations, representing 79% of all 24 disaster declarations.
How many flood insurance claims has Steuben County filed?
Steuben County has 375 National Flood Insurance Program (NFIP) claims totaling $2.1M in payments, with an average of $5.7K per claim.
What was the worst year for disasters in Steuben County?
The most active year for disaster declarations in Steuben County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2024.
What is the FEMA National Risk Index score for Steuben County?
According to the FEMA National Risk Index, Steuben County, New York has an overall risk score of 76.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $32.9M in annualized losses.
Which natural hazard poses the greatest risk to Steuben County?
FEMA's NRI data points to Steuben County as of the latest release is Riverine Flooding (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts riverine flooding here at an average of 2.1 times per year, drawn from 59 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Steuben County
Against a New York county mean of 25 declarations, Steuben County, NY records 24, or 2% fewer. PlainHazard classifies that historical total as high activity.
- Major Disaster is the largest group (19 of 24) in a declaration history that remains below its state benchmark; frequency here is not a forecast. New York overview
- Nationally the county exceeds 66% of recorded county totals, but its own New York benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.