PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

New York · FEMA + NOAA + National Risk Index

Chemung County, NY

19 FEMA disaster declarations (1972-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

19
FEMA declarations
12
Major disasters
55
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Chemung County has a nationally busy FEMA history: 19 declarations, more than 41% of counties in this registry. But the state comparison tempers that reading: the total is 23% below the New York county mean. FEMA's separate National Risk Index places the county in the riskiest 45%; that score models loss and vulnerability rather than counting declarations.

Riskiest 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
304
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 36015 · Chemung County 19 declarations · rank 1855/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 19
  • MAJOR-MID 63%
  • RANK-LOWER #1,855
  • PHOTO-FINISH Bartow
  • NRI-LOW 55
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -23%

Nearest declaration peer: Bartow, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New York state profile

Chemung County in the declaration-count neighbourhood

FEMA declaration records among Chemung County and nearest peers by total count

declarations

What this shows Chemung County carries 19 FEMA declaration records, ranked 1855 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Chemung County's FEMA declaration count compares nationally

Chemung County vs. all counties in this dataset

FEMA disaster declarations, all-time · Chemung County

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Chemung County's FEMA Risk Index score

0/100100/100New York avg69/10054.8/100
FEMA National Risk Index composite score vs. the New York county average

What does Chemung County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 304 paid claims, totaling $2.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $8.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a New York county averages 24.5 federal declaration records, while Chemung County has 19. The gap is 23% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 54.8/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $18.1M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Riverine Flooding, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.4 times per year here, based on 40 historical events on record.

58 /100

Historical Activity Index

High historical activity

Chemung County, NY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
10/25

19 declarations (0.8x state county average of 25)

Major Disaster Share High
16/25

12 of 19 declarations are major disasters (63%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Chemung County

FEMA NRI 8-hazard radar - Chemung County

Chemung County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Chemung County NRI risk profile FIPS 36015 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

63%

Major-heavy

NRI risk score

55

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Chemung County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Riverine Flooding Relatively Low an average of 1.4 times per year
Hurricane Relatively Low roughly once every 32 years
Landslide Relatively Low roughly once every 2 years
Lightning Relatively Moderate an average of 31 times per year
Heat Wave Relatively Low 3.2 modeled event-days per year
Tornado Relatively Low roughly once every 10 years
Avalanche Very Low roughly once every 100 years
Earthquake Very Low roughly once every 2,421 years
Drought Relatively Low 0.9 modeled event-days per year
Strong Wind Relatively Low an average of 1.5 times per year
Ice Storm Relatively Low roughly once every 3 years
Cold Wave Relatively Low an average of 3.3 times per year
Winter Weather Relatively Low an average of 13 times per year
Wildfire Very Low roughly once every 19,964 years
Hail Very Low an average of 2 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Severe Storm 5
Biological 2
Hurricane 2
Other 2
Fire 1
Snowstorm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Chemung County's record, 32% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 63.2%

of all 19 declarations

Emergency - 7 36.8%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2013 1
2011 3
2005 1
2004 1
2003 2
2001 2
1997 1
1996 1
1993 1
1976 2
1972 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4480 COVID-19 PANDEMIC DR Biological 2020-03-20
3434 COVID-19 EM Biological 2020-03-13
4397 SEVERE STORMS AND FLOODING DR Flood 2018-10-01
3351 HURRICANE SANDY EM Hurricane 2012-10-28
4031 REMNANTS OF TROPICAL STORM LEE DR Severe Storm 2011-09-13
3341 REMNANTS OF TROPICAL STORM LEE EM Severe Storm 2011-09-08
1993 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Flood 2011-06-10
3262 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1534 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-03
1486 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2003-08-29
3186 POWER OUTAGE EM Other 2003-08-23
1391 FIRES AND EXPLOSIONS DR Fire 2001-09-11
3155 WEST NILE VIRUS EM Other 2000-10-11
1148 SEVERE STORMS HIGH WINDS, RAIN AND FLOODING DR Severe Storm 1996-12-09
1095 SEVERE STORMS AND FLOODING DR Flood 1996-01-24
3107 SEVERE BLIZZARD EM Snowstorm 1993-03-17
512 FLASH FLOODING DR Flood 1976-06-29
487 STORMS, RAINS, LANDSLIDES & FLOODING DR Flood 1975-10-02
338 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in New York

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Chemung County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,295 6 45 $45.0M
Winter Weather 2,261 7 17 $705.5K
Flash Flood 1,775 23 3 $674.3M
Strong Wind 1,399 2 12 $9.2M
Winter Storm 1,228 13 2 $4.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

304

Total Paid

$2.6M

Avg Per Claim

$8.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 54.8/100

Expected Annual Loss

Relatively Low

$18.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Riverine Flooding Relatively Low
Hurricane Relatively Low
Landslide Relatively Low
Lightning Relatively Moderate
Heat Wave Relatively Low
Tornado Relatively Low
Avalanche Very Low
Earthquake Very Low
Drought Relatively Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Riverine Flooding

Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.

For Chemung County the two measures on this page point the same way: Riverine Flooding is the county's highest-rated modeled hazard (Relatively Low), and Flood declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Chemung County's closest FEMA peer: Audrain County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Chemung County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Chemung County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Chemung County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Chemung County's NFIP claims file (304 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Chemung County?
The most common disaster type in Chemung County is Flood, with 6 declarations. Other disaster types include Severe Storm (5), Biological (2), Hurricane (2).
How does Chemung County's FEMA declaration record compare with the New York average?
The typical New York county has 24.5 FEMA declaration records; Chemung County has 19, or 23% fewer. Against the national county mean of 20.7, this county's total is 8% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Chemung County received?
Chemung County has received 12 major disaster declarations, representing 63% of all 19 disaster declarations.
How many flood insurance claims has Chemung County filed?
Chemung County has 304 National Flood Insurance Program (NFIP) claims totaling $2.6M in payments, with an average of $8.7K per claim.
What was the worst year for disasters in Chemung County?
The most active year for disaster declarations in Chemung County was 2011, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2020.
What is the FEMA National Risk Index score for Chemung County?
According to the FEMA National Risk Index, Chemung County, New York has an overall risk score of 54.8 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $18.1M in annualized losses.
Which natural hazard poses the greatest risk to Chemung County?
Based on FEMA NRI data, the highest-risk natural hazard in Chemung County is Riverine Flooding (risk rating: Relatively Low). Other significant hazards include Hurricane (Relatively Low) and Landslide (Relatively Low). FEMA's modeled event frequency puts riverine flooding here at an average of 1.4 times per year, drawn from 40 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Chemung County · vintage 2026-08-25 · Methodology · New York profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events