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New York · FEMA + NOAA + National Risk Index

Tioga County, NY

27 FEMA disaster declarations (1972-2022), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

27
FEMA declarations
19
Major disasters
60
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Tioga County. Its 27 FEMA declarations are 10% above the New York county mean and exceed the count for 78% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 40%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 40%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
1,558
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 36107 · Tioga County 27 declarations · rank 621/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 27
  • MAJOR-MID 70%
  • RANK-MID #621
  • PHOTO-FINISH Greene
  • NRI-LOW 60
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +10%

Nearest declaration peer: Greene, MO (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New York state profile

Tioga County among high-volume declaration counties

FEMA declaration records among Tioga County and nearest peers by total count

declarations

What this shows Tioga County carries 27 FEMA declaration records, ranked 621 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Tioga County ranks in the national declaration registry

Tioga County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Tioga County

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Tioga County's FEMA Risk Index score

0/100100/100New York avg69/10059.9/100
FEMA National Risk Index composite score vs. the New York county average

What does Tioga County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,558 claims and $61.3M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $39.3K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Tioga County's 27 federal records stand 10% above the New York county mean of 24.5. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 59.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $20.0M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Riverine Flooding carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.1 times per year here, based on 59 historical events on record.

70 /100

Historical Activity Index

High historical activity

Tioga County, NY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
14/25

27 declarations (1.1x state county average of 25)

Major Disaster Share High
18/25

19 of 27 declarations are major disasters (70%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Tioga County

FEMA NRI 8-hazard radar - Tioga County

Tioga County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Tioga County NRI risk profile FIPS 36107 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

70%

Major-heavy

NRI risk score

60

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Tioga County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Riverine Flooding Relatively Moderate an average of 2.1 times per year
Landslide Relatively Low roughly once every 2 years
Hurricane Relatively Low roughly once every 36 years
Ice Storm Relatively Low roughly once every 2 years
Lightning Relatively Low an average of 31 times per year
Tornado Relatively Low roughly once every 7 years
Drought Relatively Low 0.5 modeled event-days per year
Heat Wave Relatively Low 3.1 modeled event-days per year
Avalanche Very Low roughly once every 100 years
Earthquake Very Low roughly once every 2,288 years
Cold Wave Relatively Low an average of 3.3 times per year
Strong Wind Relatively Low an average of 1.5 times per year
Wildfire Very Low roughly once every 30,884 years
Hail Very Low an average of 2.3 times per year
Winter Weather Very Low an average of 16 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 6
Hurricane 3
Snowstorm 3
Biological 2
Other 2
Fire 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Tioga County's record, 37% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 70.4%

of all 27 declarations

Emergency - 8 29.6%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 3
2019 1
2017 1
2013 1
2011 3
2007 1
2006 1
2005 3
2004 1
2003 2
2001 2
2000 1
1998 1
1996 1
Show 3 earlier declaration years
1993 1
1976 2
1972 1

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4625 REMNANTS OF TROPICAL STORM FRED DR Hurricane 2021-10-08
4480 COVID-19 PANDEMIC DR Biological 2020-03-20
3434 COVID-19 EM Biological 2020-03-13
4472 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2019-12-19
4397 SEVERE STORMS AND FLOODING DR Flood 2018-10-01
4322 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2017-07-12
3351 HURRICANE SANDY EM Hurricane 2012-10-28
4031 REMNANTS OF TROPICAL STORM LEE DR Severe Storm 2011-09-13
3341 REMNANTS OF TROPICAL STORM LEE EM Severe Storm 2011-09-08
1993 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Flood 2011-06-10
1670 SEVERE STORMS AND FLOODING DR Severe Storm 2006-12-12
1650 SEVERE STORMS AND FLOODING DR Severe Storm 2006-07-01
3262 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1589 SEVERE STORMS AND FLOODING DR Severe Storm 2005-04-19
1565 TROPICAL DEPRESSION IVAN DR Severe Storm 2004-10-01
1534 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-03
3186 POWER OUTAGE EM Other 2003-08-23
3173 SNOWSTORMS EM Snowstorm 2003-02-25
1391 FIRES AND EXPLOSIONS DR Fire 2001-09-11
3155 WEST NILE VIRUS EM Other 2000-10-11
Show 7 earlier declaration records
DR# Title Type Incident Date
1335 SEVERE STORMS AND FLOODING DR Severe Storm 2000-07-21
1233 SEVERE STORMS AND FLOODING DR Severe Storm 1998-07-07
1095 SEVERE STORMS AND FLOODING DR Flood 1996-01-24
3107 SEVERE BLIZZARD EM Snowstorm 1993-03-17
515 SEVERE STORMS & FLOODING DR Flood 1976-07-21
487 STORMS, RAINS, LANDSLIDES & FLOODING DR Flood 1975-10-02
338 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in New York

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Tioga County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,295 6 45 $45.0M
Winter Weather 2,261 7 17 $705.5K
Flash Flood 1,775 23 3 $674.3M
Strong Wind 1,399 2 12 $9.2M
Winter Storm 1,228 13 2 $4.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,558

Total Paid

$61.3M

Avg Per Claim

$39.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 59.9/100

Expected Annual Loss

Relatively Low

$20.0M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Riverine Flooding Relatively Moderate
Landslide Relatively Low
Hurricane Relatively Low
Ice Storm Relatively Low
Lightning Relatively Low
Tornado Relatively Low
Drought Relatively Low
Heat Wave Relatively Low
Avalanche Very Low
Earthquake Very Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Hail Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Riverine Flooding

Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.

Worth noting for Tioga County: the model and the federal record do NOT point at the same hazard. Riverine Flooding carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Tioga County's closest FEMA peer: Essex County, VA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Tioga County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Tioga County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Tioga County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Tioga County's NFIP claims file (1,558 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Tioga County?
The most common disaster type in Tioga County is Severe Storm, with 10 declarations. Other disaster types include Flood (6), Hurricane (3), Snowstorm (3).
How does Tioga County's FEMA declaration record compare with the New York average?
FEMA lists 27 declaration records for Tioga County. That is 10% above the New York county mean of 24.5. Its count is also 30% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Tioga County received?
Tioga County has received 19 major disaster declarations, representing 70% of all 27 disaster declarations.
How many flood insurance claims has Tioga County filed?
Tioga County has 1,558 National Flood Insurance Program (NFIP) claims totaling $61.3M in payments, with an average of $39.3K per claim.
What was the worst year for disasters in Tioga County?
The most active year for disaster declarations in Tioga County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2022.
What is the FEMA National Risk Index score for Tioga County?
According to the FEMA National Risk Index, Tioga County, New York has an overall risk score of 59.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.0M in annualized losses.
Which natural hazard poses the greatest risk to Tioga County?
FEMA's NRI data points to Tioga County is Riverine Flooding (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Hurricane (Relatively Low). FEMA's modeled event frequency puts riverine flooding here at an average of 2.1 times per year, drawn from 59 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Tioga County · vintage 2026-08-25 · Methodology · New York profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events