FEMA Records
21
Above median
Pennsylvania · FEMA + NOAA + National Risk Index
Bradford County, PA
21 FEMA disaster declarations (1972-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 21
- FEMA declarations
- 16
- Major disasters
- 73
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Bradford County. Its 21 FEMA declarations are 13% above the Pennsylvania county mean and exceed the count for 52% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 27%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 27%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 21
- FEMA declarations vs 21 national county avg
- 898
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Bradford County compare?
Bradford County vs. all counties in this dataset
FEMA disaster declarations, all-time
21 Top 48% higher than 52% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Bradford County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Pennsylvania county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Bradford County is led by Riverine Flooding (about $28.3M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Bradford County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 898 claims and $24.8M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $27.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. Bradford County's 21 federal records stand 13% above the Pennsylvania county mean of 18.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 73.1/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $32.2M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 31 times per year here, based on 123,486 historical events on record.
Declaration frequency
The FEMA register is busy by both local and national comparisons. It contains 21 entries for Bradford County, including 16 Major Disaster records, 13% above the Pennsylvania county mean. Across the 48-year span, that works out to 0.4 declarations a year. Severe Storm leads the file with 7 entries. Declaration type records the federal action taken, not every assistance program approved.
61 /100
Historical Activity Index
High historical activity
Bradford County, PA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
15/30
21 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density High
14/25
21 declarations (1.1x state county average of 19)
Major Disaster Share Very High
19/25
16 of 21 declarations are major disasters (76%)
Hazard Diversity High
13/20
5 different disaster types declared in Bradford County
Historical Declaration Activity
Activity Band
High
vs. Pennsylvania Avg
+13%
State avg: 18.6
vs. National Avg
+1%
National avg: 20.7
Avg Per Year
0.4
Over 48 years
FEMA NRI 8-hazard radar - Bradford County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
76%
Mostly major
NRI risk score
73
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Bradford County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Lightning | Relatively High | an average of 31 times per year |
| Riverine Flooding | Relatively Moderate | an average of 3.3 times per year |
| Landslide | Relatively Low | an average of 1.3 times per year |
| Hurricane | Relatively Low | roughly once every 30 years |
| Avalanche | Very Low | roughly once every 100 years |
| Ice Storm | Relatively Low | roughly once every 3 years |
| Earthquake | Very Low | roughly once every 1,894 years |
| Cold Wave | Relatively Low | an average of 3.2 times per year |
| Heat Wave | Very Low | 1.7 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 3 years |
| Strong Wind | Relatively Low | an average of 1.7 times per year |
| Wildfire | Very Low | roughly once every 9,912 years |
| Hail | Very Low | an average of 2 times per year |
| Winter Weather | Very Low | an average of 15 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 7
Flood 7
Hurricane 3
Biological 2
Snowstorm 2
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Bradford County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 16 76.2%
of all 21 declarations
Emergency - 5 23.8%
of all 21 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2019 | 1 | |
| 2017 | 1 | |
| 2013 | 1 | |
| 2011 | 3 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 2 | |
| 2004 | 3 | |
| 1996 | 2 | |
| 1993 | 1 | |
| 1977 | 1 | |
| 1975 | 1 | |
| 1972 | 1 | |
Disaster Declarations
How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4506 | COVID-19 PANDEMIC | DR | Biological | 2020-03-30 |
| 3441 | COVID-19 | EM | Biological | 2020-03-13 |
| 4408 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2018-11-27 |
| 4292 | SEVERE STORMS AND FLOODING | DR | Flood | 2016-12-02 |
| 3356 | HURRICANE SANDY | EM | Hurricane | 2012-10-29 |
| 4030 | TROPICAL STORM LEE | DR | Flood | 2011-09-12 |
| 3340 | REMNANTS OF TROPICAL STORM LEE | EM | Flood | 2011-09-08 |
| 4003 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2011-07-13 |
| 1684 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2007-02-23 |
| 1649 | SEVERE STORMS, FLOODING, AND MUDSLIDES | DR | Severe Storm | 2006-06-30 |
| 3235 | HURRICANE KATRINA | EM | Hurricane | 2005-09-10 |
| 1587 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2005-04-14 |
| 1555 | SEVERE STORMS AND FLOODING ASSOCIATED WITH TROPICAL DEPRESSION FRANCES | DR | Severe Storm | 2004-09-19 |
| 1557 | TROPICAL DEPRESSION IVAN | DR | Hurricane | 2004-09-19 |
| 1538 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-08-06 |
| 1093 | SEVERE STORMS AND FLOODING | DR | Flood | 1996-01-21 |
| 1085 | BLIZZARD OF 96 | DR | Snowstorm | 1996-01-13 |
| 3105 | SEVERE SNOWFALL & WINTER STORM | EM | Snowstorm | 1993-03-16 |
| 523 | SEVERE STORMS & FLOODING | DR | Flood | 1976-10-20 |
| 485 | SEVERE STORMS, HEAVY RAINS & FLOODING | DR | Flood | 1975-09-26 |
Show 1 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 340 | TROPICAL STORM AGNES | DR | Flood | 1972-06-23 |
Storm Events in Pennsylvania
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Bradford County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,976 | 18 | 114 | $115.5M |
| Flash Flood | 2,288 | 23 | 8 | $463.2M |
| Winter Weather | 1,670 | 23 | 268 | $566.0K |
| Hail | 1,400 | 0 | 0 | $2.6M |
| Winter Storm | 881 | 14 | 17 | $2.9M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
898
Total Paid
$24.8M
Avg Per Claim
$27.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 73.1/100
Expected Annual Loss
Relatively Low
$32.2M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively High
Hazard Risk Breakdown
Lightning Relatively High
Riverine Flooding Relatively Moderate
Landslide Relatively Low
Hurricane Relatively Low
Avalanche Very Low
Ice Storm Relatively Low
Earthquake Very Low
Cold Wave Relatively Low
Heat Wave Very Low
Tornado Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Hail Very Low
Winter Weather Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Lightning
Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.
For Bradford County the two measures on this page point the same way: Lightning is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Bradford County's closest FEMA peer: Noxubee County, MS
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Bradford County. Record similarity, not a safety rating.
Closest declaration profiles
Bradford County shows 21 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Bradford County: 16 of 21 of its declarations are Major.
Similar modeled NRI score
Bradford County: NRI composite 73.1 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Bradford County - capture-dated entries only.
Further reading for this county
Understanding disaster data
Bradford County's NFIP claims file (898 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Bradford County?
The most common disaster type in Bradford County is Severe Storm, with 7 declarations. Other disaster types include Flood (7), Hurricane (3), Biological (2).
How does Bradford County's FEMA declaration record compare with the Pennsylvania average?
FEMA lists 21 declaration records for Bradford County. That is 13% above the Pennsylvania county mean of 18.6. Its count is also 1% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Bradford County received?
Bradford County has received 16 major disaster declarations, representing 76% of all 21 disaster declarations.
How many flood insurance claims has Bradford County filed?
Bradford County has 898 National Flood Insurance Program (NFIP) claims totaling $24.8M in payments, with an average of $27.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Bradford County?
No. In Bradford County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $28.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Bradford County?
The most active year for disaster declarations in Bradford County was 2004, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2020.
What is the FEMA National Risk Index score for Bradford County?
According to the FEMA National Risk Index, Bradford County, Pennsylvania has an overall risk score of 73.1 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $32.2M in annualized losses.
Which natural hazard poses the greatest risk to Bradford County?
The top hazard flagged by FEMA's NRI for Bradford County is Lightning (risk rating: Relatively High). Other significant hazards include Riverine Flooding (Relatively Moderate) and Landslide (Relatively Low). FEMA's modeled event frequency puts lightning here at an average of 31 times per year, drawn from 123,486 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Bradford County
Bradford County, PA has 21 federal declaration records, 13% more than the Pennsylvania county mean of 19; its history sits in PlainHazard's high activity band.
- Within this above-state-average declaration file, major disaster leads with 16 of 21 records; the category describes past federal action, not the next likely hazard. Pennsylvania overview
- The state benchmark and national rank point the same way: this count tops the Pennsylvania mean and the totals for 52% of 3,266 U.S. counties. Most-disaster rankings
- The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide
An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.