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Pennsylvania · FEMA + NOAA + National Risk Index

Susquehanna County, PA

24 FEMA disaster declarations (1972-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

24
FEMA declarations
19
Major disasters
54
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Susquehanna County. Its 24 FEMA declarations are 29% above the Pennsylvania county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 46%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
506
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Susquehanna County compare?

Susquehanna County vs. all counties in this dataset

FEMA disaster declarations, all-time

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Susquehanna County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Pennsylvania county average

0/100100/100Pennsylvania avg67/10053.6/100
FEMA National Risk Index composite score vs. the Pennsylvania county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Susquehanna County is led by Riverine Flooding (about $13.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Susquehanna County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 506 claims and $13.4M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $26.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Susquehanna County's 24 federal records stand 29% above the Pennsylvania county mean of 18.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 53.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $17.9M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.1 times per year here.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 24 entries for Susquehanna County, including 19 Major Disaster records, 29% above the Pennsylvania county mean. Across the 52-year span, that works out to 0.5 declarations a year. Severe Storm leads the file with 8 entries. Declaration type records the federal action taken, not every assistance program approved.

68 /100

Historical Activity Index

High historical activity

Susquehanna County, PA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
16/25

24 declarations (1.3x state county average of 19)

Major Disaster Share Very High
20/25

19 of 24 declarations are major disasters (79%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Susquehanna County

Historical Declaration Activity

Activity Band

High

vs. Pennsylvania Avg

+29%

State avg: 18.6

vs. National Avg

+16%

National avg: 20.7

Avg Per Year

0.5

Over 52 years

FEMA NRI 8-hazard radar - Susquehanna County

Susquehanna County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 25, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 16 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 16 8-hazard mean
Susquehanna County NRI risk profile FIPS 42115 · displayed-hazard mean 16/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

79%

Mostly major

NRI risk score

54

Relatively Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Susquehanna County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low an average of 1.1 times per year
Hurricane Relatively Low roughly once every 28 years
Riverine Flooding Relatively Low an average of 1.7 times per year
Ice Storm Relatively Low roughly once every 2 years
Tornado Relatively Low roughly once every 4 years
Earthquake Very Low roughly once every 1,639 years
Strong Wind Relatively Low an average of 1.6 times per year
Lightning Relatively Low an average of 31 times per year
Winter Weather Relatively Low an average of 16 times per year
Cold Wave Relatively Low an average of 3.4 times per year
Avalanche Very Low roughly once every 100 years
Heat Wave Very Low 1.5 modeled event-days per year
Wildfire Very Low roughly once every 9,054 years
Hail Very Low an average of 2.2 times per year

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 6
Hurricane 5
Biological 2
Snowstorm 2
Tropical Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Susquehanna County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 79.2%

of all 24 declarations

Emergency - 5 20.8%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2019 1
2013 1
2011 3
2007 1
2006 1
2005 2
2004 3
1998 1
1996 2
1994 1
1993 1
1986 1
1977 1
Show 2 earlier declaration years
1975 1
1972 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4815 TROPICAL STORM DEBBY DR Tropical Storm 2024-09-11
4506 COVID-19 PANDEMIC DR Biological 2020-03-30
3441 COVID-19 EM Biological 2020-03-13
4408 SEVERE STORMS AND FLOODING DR Severe Storm 2018-11-27
3356 HURRICANE SANDY EM Hurricane 2012-10-29
4030 TROPICAL STORM LEE DR Flood 2011-09-12
3340 REMNANTS OF TROPICAL STORM LEE EM Flood 2011-09-08
4025 HURRICANE IRENE DR Hurricane 2011-09-03
1684 SEVERE STORMS AND FLOODING DR Severe Storm 2007-02-23
1649 SEVERE STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2006-06-30
3235 HURRICANE KATRINA EM Hurricane 2005-09-10
1587 SEVERE STORMS AND FLOODING DR Severe Storm 2005-04-14
1557 TROPICAL DEPRESSION IVAN DR Hurricane 2004-09-19
1555 SEVERE STORMS AND FLOODING ASSOCIATED WITH TROPICAL DEPRESSION FRANCES DR Severe Storm 2004-09-19
1538 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-06
1219 SEVERE STORMS, TORNADOES,AND FLOODING DR Severe Storm 1998-06-08
1093 SEVERE STORMS AND FLOODING DR Flood 1996-01-21
1085 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1015 SEVERE WINTER STORMS DR Severe Storm 1994-03-10
3105 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
Show 4 earlier declaration records
DR# Title Type Incident Date
745 HURRICANE GLORIA DR Hurricane 1985-10-08
523 SEVERE STORMS & FLOODING DR Flood 1976-10-20
485 SEVERE STORMS, HEAVY RAINS & FLOODING DR Flood 1975-09-26
340 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Pennsylvania

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Susquehanna County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,976 18 114 $115.5M
Flash Flood 2,288 23 8 $463.2M
Winter Weather 1,670 23 268 $566.0K
Hail 1,400 0 0 $2.6M
Winter Storm 881 14 17 $2.9M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

506

Total Paid

$13.4M

Avg Per Claim

$26.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 53.6/100

Expected Annual Loss

Relatively Low

$17.9M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Low
Hurricane Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Earthquake Very Low
Strong Wind Relatively Low
Lightning Relatively Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Avalanche Very Low
Heat Wave Very Low
Wildfire Very Low
Hail Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Susquehanna County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Susquehanna County's closest FEMA peer: McLean County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Susquehanna County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Susquehanna County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Susquehanna County's NFIP claims file (506 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Susquehanna County?
The most common disaster type in Susquehanna County is Severe Storm, with 8 declarations. Other disaster types include Flood (6), Hurricane (5), Biological (2).
How does Susquehanna County's FEMA declaration record compare with the Pennsylvania average?
FEMA lists 24 declaration records for Susquehanna County. That is 29% above the Pennsylvania county mean of 18.6. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Susquehanna County received?
Susquehanna County has received 19 major disaster declarations, representing 79% of all 24 disaster declarations.
How many flood insurance claims has Susquehanna County filed?
Susquehanna County has 506 National Flood Insurance Program (NFIP) claims totaling $13.4M in payments, with an average of $26.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Susquehanna County?
No. In Susquehanna County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $13.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Susquehanna County?
The most active year for disaster declarations in Susquehanna County was 2004, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2024.
What is the FEMA National Risk Index score for Susquehanna County?
According to the FEMA National Risk Index, Susquehanna County, Pennsylvania has an overall risk score of 53.6 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $17.9M in annualized losses.
Which natural hazard poses the greatest risk to Susquehanna County?
FEMA's NRI data points to Susquehanna County is Landslide (risk rating: Relatively Low). Other significant hazards include Hurricane (Relatively Low) and Riverine Flooding (Relatively Low). FEMA's modeled event frequency puts landslide here at an average of 1.1 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Susquehanna County

Susquehanna County, PA has 24 federal declaration records, 29% more than the Pennsylvania county mean of 19; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 19 of 24 records; the category describes past federal action, not the next likely hazard. Pennsylvania overview
  • The state benchmark and national rank point the same way: this count tops the Pennsylvania mean and the totals for 66% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.