Stone County, Mississippi: hazard risk
FEMA rates Stone County's overall risk Relatively Low (score 52.0 of 100, higher than 51% of rated U.S. counties). Its storm record holds 212 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 91.1 | $6.8M |
| Lightning | Relatively Moderate | 75.3 | $447K |
| Drought | Relatively Moderate | 68.1 | $344K |
| Wildfire | Relatively Low | 84.3 | $482K |
| Tornado | Relatively Low | 54.7 | $1.1M |
| Heat Wave | Relatively Low | 52.1 | $305K |
| Strong Wind | Relatively Low | 38.3 | $291K |
| Hail | Relatively Low | 37.6 | $120K |
| Ice Storm | Relatively Low | 28.4 | $21K |
| Cold Wave | Relatively Low | 26.9 | $267K |
| Earthquake | Very Low | 34.6 | $79K |
| Landslide | Very Low | 31.3 | $252 |
| Riverine Flooding | Very Low | 26.7 | $2.3M |
| Winter Weather | Very Low | 16.4 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 87 | 1 | $1.2M | 72nd of 82 | 1710th of 3,080 |
| Floods | 46 | 0 | $300K | 19th of 82 | 941st of 3,080 |
| Hail | 32 | 0 | – | 76th of 82 | 2239th of 3,080 |
| Tornadoes | 22 | 0 | $2.2M | 53rd of 82 | 815th of 3,080 |
| Hurricanes and tropical storms | 7 | 0 | $423M | 15th of 82 | 371st of 1,849 |
| Lightning | 6 | 0 | $111K | 17th of 82 | 520th of 3,080 |
| Winter storms | 6 | 0 | – | 78th of 82 | 2806th of 3,077 |
| Drought | 2 | 0 | – | 80th of 82 | 2232nd of 3,063 |
| Heat | 2 | 0 | – | 79th of 82 | 1926th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stone County record: every hazard by year and month, the deadliest events and FEMA's declarations.