Stone County, Missouri: hazard risk
FEMA rates Stone County's overall risk Relatively Low (score 76.7 of 100, higher than 76% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, ice storm. Its storm record holds 797 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Very High | 99.4 | $9.7M |
| Ice Storm | Relatively High | 94.0 | $1.2M |
| Landslide | Relatively Moderate | 89.7 | $45K |
| Heat Wave | Relatively Moderate | 81.4 | $1.3M |
| Riverine Flooding | Relatively Moderate | 74.7 | $13M |
| Winter Weather | Relatively Moderate | 72.2 | $118K |
| Tornado | Relatively Moderate | 69.1 | $2.0M |
| Lightning | Relatively Moderate | 68.6 | $388K |
| Earthquake | Relatively Low | 66.3 | $531K |
| Wildfire | Relatively Low | 64.1 | $93K |
| Hail | Relatively Low | 62.6 | $342K |
| Cold Wave | Relatively Low | 59.4 | $1.1M |
| Drought | Relatively Low | 49.8 | $117K |
| Hurricane | Very Low | 39.3 | $23K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 274 | 0 | $696K | 6th of 114 | 52nd of 3,080 |
| Severe thunderstorm wind | 227 | 18 | $7.6M | 12th of 114 | 631st of 3,080 |
| Floods | 131 | 0 | $24M | 29th of 114 | 304th of 3,080 |
| Winter storms | 52 | 0 | $813K | 34th of 114 | 1393rd of 3,077 |
| Drought | 33 | 0 | $7.6M | 7th of 114 | 595th of 3,063 |
| Tornadoes | 32 | 0 | $21M | 14th of 114 | 327th of 3,080 |
| Heavy rain | 15 | 0 | – | 16th of 114 | 377th of 3,080 |
| Heat | 9 | 0 | – | 76th of 114 | 1018th of 3,076 |
| Extreme cold | 8 | 0 | $3.0M | 46th of 114 | 1254th of 3,076 |
| Lightning | 7 | 0 | $1.6M | 8th of 114 | 486th of 3,080 |
| High wind and dust storms | 5 | 0 | $57K | 48th of 114 | 2434th of 3,080 |
| Wildfires | 3 | 0 | $99K | 7th of 114 | 412th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Stone County record: every hazard by year and month, the deadliest events and FEMA's declarations.