FEMA Records
24
Above median
Missouri · FEMA + NOAA + National Risk Index
Stone County, MO
24 FEMA disaster declarations (1973-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 24
- FEMA declarations
- 17
- Major disasters
- 77
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Stone County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 3% below the Missouri county mean. FEMA's separate National Risk Index places the county in the riskiest 23%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 23%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 24
- FEMA declarations vs 21 national county avg
- 75
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 29209 · Stone County 24 declarations · rank 1040/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 24
- MAJOR-MID 71%
- RANK-LOWER #1,040
- PHOTO-FINISH Eddy
- NRI-LOW 77
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -3%
Nearest declaration peer: Eddy, ND (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile
Stone County in the declaration-count neighbourhood
FEMA declaration records among this county and nearest peers
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Deuel · near 24
Deuel · near
24 declarations
- Eddy · near 24
Eddy · near
24 declarations
- Stone · this county 24
Stone · this county
24 declarations
- Wichita · near 24
Wichita · near
24 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Stone County carries 24 FEMA declaration records, ranked 1040 of 3,266 counties in this registry.
How does Stone County compare?
Stone County vs. all counties in this dataset
FEMA disaster declarations, all-time
24 Top 34% higher than 66% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Stone County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Stone County is led by Riverine Flooding (about $13.1M Expected Annual Loss, Historical Loss Ratio Very High), while Strong Wind carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Stone County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 75 paid claims, totaling $2.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $28.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Stone County has 24. The gap is 3% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 76.7/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $30.1M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 6 times per year here, based on 226 historical events on record.
62 /100
Historical Activity Index
High historical activity
Stone County, MO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
24 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density Moderate
12/25
24 declarations (1.0x state county average of 25)
Major Disaster Share High
18/25
17 of 24 declarations are major disasters (71%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Stone County
FEMA NRI 8-hazard radar - Stone County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
71%
Major-heavy
NRI risk score
77
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Stone County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Strong Wind | Very High | an average of 6 times per year |
| Ice Storm | Relatively High | an average of 1.6 times per year |
| Landslide | Relatively Moderate | an average of 1.1 times per year |
| Heat Wave | Relatively Moderate | 13 modeled event-days per year |
| Riverine Flooding | Relatively Moderate | an average of 2.6 times per year |
| Winter Weather | Relatively Moderate | an average of 11 times per year |
| Tornado | Relatively Moderate | roughly once every 3 years |
| Lightning | Relatively Moderate | an average of 58 times per year |
| Earthquake | Relatively Low | roughly once every 515 years |
| Wildfire | Relatively Low | roughly once every 773 years |
| Hail | Relatively Low | an average of 7.5 times per year |
| Cold Wave | Relatively Low | an average of 2.1 times per year |
| Drought | Relatively Low | 4.4 modeled event-days per year |
| Hurricane | Very Low | roughly once every 87 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 13
Flood 4
Severe Ice Storm 3
Biological 2
Hurricane 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Stone County's record, 54% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 17 70.8%
of all 24 declarations
Emergency - 7 29.2%
of all 24 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2017 | 1 | |
| 2016 | 2 | |
| 2015 | 1 | |
| 2011 | 2 | |
| 2009 | 4 | |
| 2008 | 4 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 1995 | 1 | |
| 1993 | 1 | |
| 1976 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4490 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3482 | COVID-19 | EM | Biological | 2020-03-13 |
| 4317 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING | DR | Flood | 2017-06-02 |
| 4250 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2016-01-21 |
| 3374 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | EM | Flood | 2016-01-02 |
| 4238 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2015-08-07 |
| 1980 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2011-05-09 |
| 3317 | SEVERE WINTER STORM | EM | Severe Storm | 2011-02-03 |
| 1847 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2009-06-19 |
| 1822 | SEVERE WINTER STORM | DR | Severe Storm | 2009-02-17 |
| 3303 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-30 |
| 1809 | SEVERE STORMS, FLOODING, AND A TORNADO | DR | Severe Storm | 2008-11-13 |
| 1773 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-06-25 |
| 1749 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-03-19 |
| 1742 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-02-05 |
| 3281 | SEVERE WINTER STORMS | EM | Severe Ice Storm | 2007-12-12 |
| 1676 | SEVERE WINTER STORMS AND FLOODING | DR | Severe Ice Storm | 2007-01-15 |
| 3232 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1463 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-06 |
| 1412 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2002-05-06 |
Show 4 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1054 | SEVERE STORMS, TORNADOES, HAIL, FLOODING | DR | Severe Storm | 1995-06-02 |
| 995 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
| 3017 | DROUGHT | EM | Drought | 1976-09-24 |
| 372 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-04-19 |
Storm Events in Missouri
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Stone County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,391 | 30 | 52 | $63.4M |
| Hail | 4,411 | 0 | 1 | $86.1M |
| Flash Flood | 2,399 | 47 | 14 | $406.6M |
| Flood | 1,810 | 25 | 7 | $304.6M |
| Drought | 1,033 | 0 | 350 | $53.6M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
75
Total Paid
$2.1M
Avg Per Claim
$28.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 76.7/100
Expected Annual Loss
Relatively Low
$30.1M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Strong Wind Very High
Ice Storm Relatively High
Landslide Relatively Moderate
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Winter Weather Relatively Moderate
Tornado Relatively Moderate
Lightning Relatively Moderate
Earthquake Relatively Low
Wildfire Relatively Low
Hail Relatively Low
Cold Wave Relatively Low
Drought Relatively Low
Hurricane Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Strong Wind
Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.
For Stone County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Very High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Stone County's closest FEMA peer: King William County, VA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Stone County. Record similarity, not a safety rating.
Closest declaration profiles
Stone County shows 24 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Stone County: 17 of 24 of its declarations are Major.
Similar modeled NRI score
Stone County: NRI composite 76.7 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Stone County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Stone County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 76.7 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 24. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Stone County's NFIP claims file (75 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Stone County?
The most common disaster type in Stone County is Severe Storm, with 13 declarations. Other disaster types include Flood (4), Severe Ice Storm (3), Biological (2).
How does Stone County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Stone County has 24, or 3% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Stone County received?
Stone County has received 17 major disaster declarations, representing 71% of all 24 disaster declarations.
How many flood insurance claims has Stone County filed?
Stone County has 75 National Flood Insurance Program (NFIP) claims totaling $2.1M in payments, with an average of $28.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Stone County?
No. In Stone County, Strong Wind has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $13.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Stone County?
The most active year for disaster declarations in Stone County was 2008, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2020.
What is the FEMA National Risk Index score for Stone County?
According to the FEMA National Risk Index, Stone County, Missouri has an overall risk score of 76.7 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $30.1M in annualized losses.
Which natural hazard poses the greatest risk to Stone County?
Based on FEMA NRI data, the highest-risk natural hazard in Stone County is Strong Wind (risk rating: Very High). Other significant hazards include Ice Storm (Relatively High) and Landslide (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 6 times per year, drawn from 226 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.