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Missouri · FEMA + NOAA + National Risk Index

Lawrence County, MO

20 FEMA disaster declarations (1973-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

20
FEMA declarations
14
Major disasters
66
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Lawrence County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Missouri county mean. FEMA's separate National Risk Index places the county in the riskiest 34%; that score models loss and vulnerability rather than counting declarations.

Riskiest 34%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
34
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29109 · Lawrence County 20 declarations · rank 1604/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 20
  • MAJOR-MID 70%
  • RANK-LOWER #1,604
  • PHOTO-FINISH Monona
  • NRI-LOW 66
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -19%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Lawrence County in the declaration-count neighbourhood

FEMA declaration records among Lawrence County and nearest peers by total count

declarations

What this shows Lawrence County carries 20 FEMA declaration records, ranked 1604 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lawrence County's FEMA declaration count compares nationally

Lawrence County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lawrence County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lawrence County's FEMA Risk Index score

0/100100/100Missouri avg51/10066.2/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lawrence County is led by Riverine Flooding (about $10.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lawrence County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 66.2/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.0M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 6.3 times per year here, based on 241 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 34 claims and $657.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Lawrence County has 20. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

55 /100

Historical Activity Index

High historical activity

Lawrence County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
10/25

20 declarations (0.8x state county average of 25)

Major Disaster Share High
18/25

14 of 20 declarations are major disasters (70%)

Hazard Diversity High
13/20

5 different disaster types declared in Lawrence County

FEMA NRI 8-hazard radar - Lawrence County

Lawrence County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 35 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 35 8-hazard mean
Lawrence County NRI risk profile FIPS 29109 · displayed-hazard mean 35/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

70%

Major-heavy

NRI risk score

66

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lawrence County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 6.3 times per year
Ice Storm Relatively High an average of 1.2 times per year
Heat Wave Relatively Moderate 14 modeled event-days per year
Tornado Relatively Moderate roughly once every 2 years
Drought Relatively Moderate 11 modeled event-days per year
Winter Weather Relatively Moderate an average of 11 times per year
Earthquake Relatively Low roughly once every 532 years
Riverine Flooding Relatively Low an average of 3.7 times per year
Hail Relatively Low an average of 7.8 times per year
Lightning Relatively Moderate an average of 57 times per year
Wildfire Very Low roughly once every 1,055 years
Cold Wave Relatively Low an average of 2.3 times per year
Hurricane Very Low roughly once every 106 years
Landslide Very Low roughly once every 6 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 4
Severe Ice Storm 3
Biological 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lawrence County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 70.0%

of all 20 declarations

Emergency - 6 30.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2020 2
2017 1
2016 2
2011 2
2009 2
2008 2
2007 2
2006 1
2005 1
2003 1
2002 1
1993 1
1973 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4876 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-06-09
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4317 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Flood 2017-06-02
4250 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2016-01-21
3374 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING EM Flood 2016-01-02
1980 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-09
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1847 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2009-06-19
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1749 SEVERE STORMS AND FLOODING DR Severe Storm 2008-03-19
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1728 SEVERE STORMS AND FLOODING DR Severe Storm 2007-09-21
1676 SEVERE WINTER STORMS AND FLOODING DR Severe Ice Storm 2007-01-15
1631 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2006-03-16
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1463 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-06
1412 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-06
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lawrence County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

34

Total Paid

$657.2K

Avg Per Claim

$19.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 66.2/100

Expected Annual Loss

Relatively Low

$22.0M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Strong Wind Relatively High
Ice Storm Relatively High
Heat Wave Relatively Moderate
Tornado Relatively Moderate
Drought Relatively Moderate
Winter Weather Relatively Moderate
Earthquake Relatively Low
Riverine Flooding Relatively Low
Hail Relatively Low
Lightning Relatively Moderate
Wildfire Very Low
Cold Wave Relatively Low
Hurricane Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Lawrence County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lawrence County's closest FEMA peer: Tioga County, PA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lawrence County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lawrence County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lawrence County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Lawrence County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lawrence County?
The most common disaster type in Lawrence County is Severe Storm, with 10 declarations. Other disaster types include Flood (4), Severe Ice Storm (3), Biological (2).
How does Lawrence County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Lawrence County has 20, or 19% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lawrence County received?
Lawrence County has received 14 major disaster declarations, representing 70% of all 20 disaster declarations.
How many flood insurance claims has Lawrence County filed?
Lawrence County has 34 National Flood Insurance Program (NFIP) claims totaling $657.2K in payments, with an average of $19.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lawrence County?
No. In Lawrence County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $10.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lawrence County?
The most active year for disaster declarations in Lawrence County was 2007, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2025.
What is the FEMA National Risk Index score for Lawrence County?
According to the FEMA National Risk Index, Lawrence County, Missouri has an overall risk score of 66.2 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.0M in annualized losses.
Which natural hazard poses the greatest risk to Lawrence County?
FEMA's NRI data points to Lawrence County is Strong Wind (risk rating: Relatively High). Other significant hazards include Ice Storm (Relatively High) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 6.3 times per year, drawn from 241 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lawrence County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events