Suwannee County, Florida: hazard risk
FEMA rates Suwannee County's overall risk Relatively Low (score 71.3 of 100, higher than 71% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning. Its storm record holds 463 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 93.4 | $12M |
| Lightning | Relatively High | 82.5 | $677K |
| Wildfire | Relatively Low | 81.9 | $401K |
| Riverine Flooding | Relatively Low | 62.9 | $8.1M |
| Cold Wave | Relatively Low | 61.5 | $1.2M |
| Heat Wave | Relatively Low | 58.3 | $444K |
| Tornado | Relatively Low | 51.7 | $1.1M |
| Drought | Relatively Low | 35.4 | $35K |
| Strong Wind | Relatively Low | 20.7 | $155K |
| Earthquake | Very Low | 45.2 | $172K |
| Landslide | Very Low | 17.2 | $67 |
| Winter Weather | Very Low | 9.5 | $6K |
| Hail | Very Low | 5.7 | $12K |
| Coastal Flooding | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 247 | 0 | $2.4M | 24th of 67 | 1067th of 3,080 |
| Hail | 65 | 0 | $9K | 31st of 67 | 2176th of 3,080 |
| Heavy rain | 51 | 0 | – | 9th of 67 | 160th of 3,080 |
| Tornadoes | 45 | 0 | $21M | 29th of 67 | 314th of 3,080 |
| Floods | 20 | 0 | $11M | 43rd of 67 | 2143rd of 3,080 |
| Hurricanes and tropical storms | 12 | 0 | $13K | 56th of 67 | 355th of 1,849 |
| Drought | 8 | 0 | – | 32nd of 67 | 1943rd of 3,063 |
| Lightning | 5 | 0 | $601K | 45th of 67 | 937th of 3,080 |
| High wind and dust storms | 2 | 0 | $5K | 38th of 67 | 2815th of 3,080 |
| Winter storms | 2 | 0 | – | 34th of 67 | 3018th of 3,077 |
| Wildfires | 1 | 0 | – | 49th of 67 | 1022nd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Suwannee County record: every hazard by year and month, the deadliest events and FEMA's declarations.