Tallapoosa County, Alabama: hazard risk
FEMA rates Tallapoosa County's overall risk Relatively Low (score 67.5 of 100, higher than 67% of rated U.S. counties). Its storm record holds 546 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively Moderate | 84.3 | $1.4M |
| Riverine Flooding | Relatively Moderate | 77.9 | $13M |
| Tornado | Relatively Moderate | 72.8 | $2.0M |
| Lightning | Relatively Moderate | 67.4 | $325K |
| Wildfire | Relatively Low | 75.1 | $190K |
| Hurricane | Relatively Low | 74.2 | $632K |
| Landslide | Relatively Low | 73.3 | $6K |
| Earthquake | Relatively Low | 69.0 | $539K |
| Cold Wave | Relatively Low | 47.1 | $615K |
| Strong Wind | Relatively Low | 40.6 | $305K |
| Drought | Relatively Low | 39.9 | $47K |
| Hail | Relatively Low | 39.9 | $128K |
| Ice Storm | Relatively Low | 38.3 | $35K |
| Winter Weather | Very Low | 9.4 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 235 | 0 | $2.0M | 34th of 67 | 1201st of 3,080 |
| Hail | 115 | 0 | $265K | 34th of 67 | 1800th of 3,080 |
| Drought | 70 | 0 | – | 9th of 67 | 358th of 3,063 |
| Tornadoes | 43 | 2 | $159M | 33rd of 67 | 599th of 3,080 |
| Floods | 20 | 0 | $511K | 46th of 67 | 2177th of 3,080 |
| Winter storms | 16 | 0 | $209K | 30th of 67 | 2655th of 3,077 |
| High wind and dust storms | 12 | 0 | $845K | 23rd of 67 | 2039th of 3,080 |
| Lightning | 11 | 0 | $787K | 21st of 67 | 478th of 3,080 |
| Heat | 8 | 0 | – | 37th of 67 | 1400th of 3,076 |
| Extreme cold | 6 | 0 | $1.9M | 37th of 67 | 1930th of 3,076 |
| Hurricanes and tropical storms | 6 | 0 | $395K | 29th of 67 | 536th of 1,849 |
| Heavy rain | 2 | 0 | – | 33rd of 67 | 1696th of 3,080 |
| Landslides and avalanches | 1 | 0 | $138K | 1st of 67 | 304th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Tallapoosa County record: every hazard by year and month, the deadliest events and FEMA's declarations.