Texas County, Missouri: hazard risk
FEMA rates Texas County's overall risk Relatively Low (score 62.4 of 100, higher than 62% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by cold wave, ice storm. Its storm record holds 745 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively High | 91.3 | $5.8M |
| Ice Storm | Relatively High | 86.0 | $462K |
| Heat Wave | Relatively Moderate | 87.7 | $1.8M |
| Winter Weather | Relatively Moderate | 65.1 | $78K |
| Strong Wind | Relatively Moderate | 62.9 | $572K |
| Lightning | Relatively Moderate | 58.3 | $227K |
| Earthquake | Relatively Low | 80.1 | $1.2M |
| Landslide | Relatively Low | 65.0 | $3K |
| Wildfire | Relatively Low | 64.9 | $87K |
| Tornado | Relatively Low | 63.1 | $1.4M |
| Riverine Flooding | Relatively Low | 49.2 | $4.7M |
| Drought | Relatively Low | 36.9 | $36K |
| Hurricane | Very Low | 37.2 | $18K |
| Hail | Very Low | 32.3 | $95K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 254 | 0 | $2.1M | 84th of 114 | 1213th of 3,080 |
| Severe thunderstorm wind | 170 | 0 | $2.6M | 101st of 114 | 2202nd of 3,080 |
| Floods | 160 | 1 | $21M | 59th of 114 | 825th of 3,080 |
| Winter storms | 55 | 0 | $602K | 114th of 114 | 2305th of 3,077 |
| Tornadoes | 41 | 2 | $31M | 89th of 114 | 1810th of 3,080 |
| Heavy rain | 22 | 0 | – | 38th of 114 | 806th of 3,080 |
| Drought | 15 | 0 | $1.9M | 100th of 114 | 1882nd of 3,063 |
| Extreme cold | 9 | 0 | $8.9M | 103rd of 114 | 2009th of 3,076 |
| Heat | 9 | 0 | – | 114th of 114 | 1651st of 3,076 |
| Lightning | 4 | 0 | $102K | 41st of 114 | 1534th of 3,080 |
| High wind and dust storms | 2 | 0 | – | 106th of 114 | 2899th of 3,080 |
| Wildfires | 2 | 0 | – | 31st of 114 | 961st of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Texas County record: every hazard by year and month, the deadliest events and FEMA's declarations.