Texas County, Oklahoma: hazard risk
FEMA rates Texas County's overall risk Relatively Low (score 56.6 of 100, higher than 56% of rated U.S. counties); 2 of its 13 hazards are rated Relatively High or Very High, led by drought, winter weather. Its storm record holds 1,653 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 99.0 | $7.8M |
| Winter Weather | Relatively High | 88.3 | $370K |
| Cold Wave | Relatively Moderate | 86.6 | $5.6M |
| Lightning | Relatively Moderate | 69.3 | $495K |
| Ice Storm | Relatively Moderate | 67.9 | $200K |
| Wildfire | Relatively Low | 83.4 | $607K |
| Hail | Relatively Low | 61.9 | $413K |
| Tornado | Relatively Low | 59.3 | $1.8M |
| Strong Wind | Relatively Low | 45.1 | $486K |
| Earthquake | Very Low | 29.5 | $72K |
| Heat Wave | Very Low | 18.2 | $53K |
| Riverine Flooding | Very Low | 11.9 | $1.5M |
| Landslide | Very Low | 5.6 | $9 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 571 | 0 | $3.2M | 76th of 77 | 1246th of 3,080 |
| Severe thunderstorm wind | 446 | 0 | $7.2M | 71st of 77 | 2147th of 3,080 |
| High wind and dust storms | 311 | 0 | $395K | 2nd of 77 | 657th of 3,080 |
| Winter storms | 92 | 1 | $28M | 67th of 77 | 2403rd of 3,077 |
| Tornadoes | 76 | 0 | $8.2M | 75th of 77 | 1865th of 3,080 |
| Drought | 64 | 0 | $287M | 76th of 77 | 1311th of 3,063 |
| Extreme cold | 32 | 0 | – | 22nd of 77 | 1500th of 3,076 |
| Wildfires | 26 | 0 | $5.9M | 19th of 77 | 235th of 2,972 |
| Floods | 19 | 0 | – | 75th of 77 | 2819th of 3,080 |
| Heavy rain | 5 | 0 | – | 22nd of 77 | 1934th of 3,080 |
| Lightning | 3 | 1 | $16K | 61st of 77 | 2085th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Texas County record: every hazard by year and month, the deadliest events and FEMA's declarations.