Thurston County, Nebraska: hazard risk
FEMA rates Thurston County's overall risk Very Low (score 26.4 of 100, higher than 26% of rated U.S. counties). Its storm record holds 433 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 85.5 | $964K |
| Drought | Relatively Moderate | 85.1 | $955K |
| Wildfire | Relatively Low | 86.0 | $601K |
| Landslide | Relatively Low | 75.2 | $7K |
| Heat Wave | Relatively Low | 67.2 | $624K |
| Tornado | Relatively Low | 51.7 | $1.0M |
| Strong Wind | Relatively Low | 45.4 | $372K |
| Ice Storm | Relatively Low | 39.1 | $39K |
| Cold Wave | Relatively Low | 34.9 | $410K |
| Riverine Flooding | Very Low | 19.0 | $1.8M |
| Winter Weather | Very Low | 17.6 | $12K |
| Lightning | Very Low | 9.6 | $25K |
| Earthquake | Very Low | 6.7 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 112 | 0 | – | 48th of 93 | 463rd of 3,080 |
| Severe thunderstorm wind | 91 | 0 | $414K | 29th of 93 | 1647th of 3,080 |
| Winter storms | 77 | 0 | – | 27th of 93 | 751st of 3,077 |
| Extreme cold | 58 | 0 | – | 2nd of 93 | 86th of 3,076 |
| High wind and dust storms | 24 | 0 | $2K | 30th of 93 | 694th of 3,080 |
| Floods | 23 | 0 | $806K | 18th of 93 | 1444th of 3,080 |
| Tornadoes | 17 | 1 | $20M | 40th of 93 | 998th of 3,080 |
| Drought | 15 | 0 | – | 54th of 93 | 1169th of 3,063 |
| Heat | 14 | 0 | – | 18th of 93 | 680th of 3,076 |
| Heavy rain | 2 | 0 | – | 41st of 93 | 1329th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Thurston County record: every hazard by year and month, the deadliest events and FEMA's declarations.