Van Zandt County, Texas: hazard risk
FEMA rates Van Zandt County's overall risk Relatively Low (score 58.8 of 100, higher than 58% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 644 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 85.3 | $1.6M |
| Hail | Relatively Moderate | 81.3 | $944K |
| Heat Wave | Relatively Moderate | 80.0 | $1.5M |
| Tornado | Relatively Moderate | 77.8 | $3.5M |
| Drought | Relatively Moderate | 77.2 | $768K |
| Cold Wave | Relatively Moderate | 77.0 | $3.0M |
| Ice Storm | Relatively Moderate | 76.6 | $312K |
| Lightning | Relatively Moderate | 71.2 | $510K |
| Wildfire | Relatively Low | 69.1 | $163K |
| Hurricane | Relatively Low | 62.7 | $272K |
| Riverine Flooding | Relatively Low | 53.6 | $7.2M |
| Winter Weather | Relatively Low | 53.4 | $71K |
| Earthquake | Very Low | 44.6 | $199K |
| Landslide | Very Low | 28.9 | $280 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 209 | 1 | $6.4M | 56th of 254 | 1687th of 3,080 |
| Hail | 172 | 0 | $6.5M | 125th of 254 | 1285th of 3,080 |
| Drought | 65 | 0 | $2.9M | 133rd of 254 | 529th of 3,063 |
| Floods | 54 | 1 | $2.2M | 109th of 254 | 1627th of 3,080 |
| Heat | 53 | 0 | – | 50th of 254 | 444th of 3,076 |
| Tornadoes | 42 | 6 | $58M | 106th of 254 | 1210th of 3,080 |
| Winter storms | 29 | 0 | $459K | 116th of 254 | 2483rd of 3,077 |
| Extreme cold | 7 | 0 | $171K | 90th of 254 | 1940th of 3,076 |
| Heavy rain | 5 | 0 | – | 55th of 254 | 1233rd of 3,080 |
| Lightning | 5 | 2 | $481K | 48th of 254 | 1095th of 3,080 |
| Wildfires | 2 | 0 | $19K | 154th of 254 | 803rd of 2,972 |
| High wind and dust storms | 1 | 0 | $69K | 186th of 254 | 2950th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Van Zandt County record: every hazard by year and month, the deadliest events and FEMA's declarations.