Waller County, Texas: hazard risk

FEMA rates Waller County's overall risk Relatively Low (score 70.3 of 100, higher than 70% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by drought, tornado. Its storm record holds 204 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Waller County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
DroughtRelatively High91.2$1.5M
TornadoRelatively High90.2$6.1M
HurricaneRelatively Moderate83.3$2.6M
Strong WindRelatively Moderate76.2$952K
Cold WaveRelatively Moderate72.8$2.0M
LightningRelatively Moderate66.6$363K
Ice StormRelatively Moderate64.8$137K
WildfireRelatively Low70.7$150K
Heat WaveRelatively Low69.9$756K
Riverine FloodingRelatively Low65.6$9.1M
HailRelatively Low46.4$189K
EarthquakeVery Low28.5$53K
LandslideVery Low10.6$26
Winter WeatherVery Low9.4$6K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind600$1.5M145th of 2542339th of 3,080
Hail480$634K183rd of 2542092nd of 3,080
Floods241$9.0M115th of 2541686th of 3,080
Tornadoes201$4.0M139th of 2541609th of 3,080
Drought160$15M202nd of 2541363rd of 3,063
Heat120–92nd of 254918th of 3,076
Winter storms110$3K163rd of 2542662nd of 3,077
Hurricanes and tropical storms50$437M16th of 254488th of 1,849
Extreme cold10$357K195th of 2542659th of 3,076
High wind and dust storms10$4K167th of 2542876th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Waller County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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