Ware County, Georgia: hazard risk

FEMA rates Ware County's overall risk Relatively Low (score 49.4 of 100, higher than 49% of rated U.S. counties). Its storm record holds 357 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Ware County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HurricaneRelatively Moderate87.7$4.1M
LightningRelatively Moderate64.7$309K
WildfireRelatively Low73.7$176K
EarthquakeRelatively Low66.4$501K
TornadoRelatively Low62.2$1.5M
Heat WaveRelatively Low60.0$439K
DroughtRelatively Low48.0$96K
Riverine FloodingRelatively Low46.1$4.5M
Strong WindRelatively Low31.9$239K
Winter WeatherVery Low19.7$13K
LandslideVery Low19.4$83
Cold WaveVery Low19.1$158K
HailVery Low11.9$30K
Ice StormVery Low7.0$3K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1930$4.8M149th of 1591761st of 3,080
Hail510$995141st of 1592487th of 3,080
Tornadoes200$11M131st of 1591983rd of 3,080
Heavy rain180–39th of 159644th of 3,080
Drought160–149th of 1591962nd of 3,063
Wildfires140$31M13th of 159222nd of 2,972
Floods130$254K145th of 1592593rd of 3,080
Hurricanes and tropical storms110–147th of 159476th of 1,849
Lightning92$69K93rd of 159806th of 3,080
Winter storms40–156th of 1592982nd of 3,077
Extreme cold10–144th of 1592757th of 3,076

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Ware County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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