Waseca County, Minnesota: hazard risk
FEMA rates Waseca County's overall risk Very Low (score 24.7 of 100, higher than 24% of rated U.S. counties). Its storm record holds 492 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 80.0 | $1.0M |
| Strong Wind | Relatively Moderate | 73.0 | $1.1M |
| Hail | Relatively Low | 70.5 | $605K |
| Cold Wave | Relatively Low | 63.5 | $1.7M |
| Winter Weather | Relatively Low | 57.6 | $90K |
| Tornado | Relatively Low | 47.1 | $1.2M |
| Landslide | Very Low | 36.7 | $555 |
| Riverine Flooding | Very Low | 24.4 | $3.1M |
| Heat Wave | Very Low | 19.2 | $62K |
| Wildfire | Very Low | 15.2 | $5K |
| Ice Storm | Very Low | 13.3 | $8K |
| Earthquake | Very Low | 9.6 | $10K |
| Lightning | Very Low | 9.3 | $33K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 120 | 0 | $8.7M | 10th of 87 | 1361st of 3,080 |
| Winter storms | 120 | 0 | $29K | 14th of 87 | 389th of 3,077 |
| Hail | 114 | 0 | – | 13th of 87 | 559th of 3,080 |
| Floods | 29 | 0 | $1.4M | 31st of 87 | 1762nd of 3,080 |
| Tornadoes | 28 | 6 | $684M | 13th of 87 | 817th of 3,080 |
| Extreme cold | 25 | 0 | – | 33rd of 87 | 404th of 3,076 |
| High wind and dust storms | 17 | 0 | $34K | 15th of 87 | 1075th of 3,080 |
| Heavy rain | 14 | 0 | – | 9th of 87 | 432nd of 3,080 |
| Heat | 11 | 0 | – | 20th of 87 | 855th of 3,076 |
| Lightning | 2 | 0 | – | 37th of 87 | 1786th of 3,080 |
| Wildfires | 1 | 0 | – | 5th of 87 | 804th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Waseca County record: every hazard by year and month, the deadliest events and FEMA's declarations.