Washington County, Alabama: hazard risk
FEMA rates Washington County's overall risk Relatively Low (score 45.6 of 100, higher than 45% of rated U.S. counties). Its storm record holds 343 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 86.9 | $3.6M |
| Tornado | Relatively Moderate | 66.3 | $1.7M |
| Strong Wind | Relatively Moderate | 63.3 | $595K |
| Wildfire | Relatively Low | 65.8 | $94K |
| Lightning | Relatively Low | 54.0 | $201K |
| Heat Wave | Relatively Low | 52.4 | $315K |
| Drought | Relatively Low | 45.7 | $80K |
| Cold Wave | Relatively Low | 43.7 | $561K |
| Riverine Flooding | Relatively Low | 38.4 | $3.4M |
| Earthquake | Very Low | 46.0 | $167K |
| Landslide | Very Low | 33.1 | $289 |
| Hail | Very Low | 30.3 | $89K |
| Coastal Flooding | Very Low | 21.6 | $497 |
| Ice Storm | Very Low | 19.6 | $12K |
| Winter Weather | Very Low | 19.3 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 156 | 0 | $6.8M | 63rd of 67 | 2207th of 3,080 |
| Hail | 90 | 0 | $2.4M | 51st of 67 | 2284th of 3,080 |
| Tornadoes | 33 | 3 | $9.4M | 65th of 67 | 1799th of 3,080 |
| Floods | 24 | 0 | $2.2M | 54th of 67 | 2335th of 3,080 |
| Winter storms | 13 | 0 | $26K | 53rd of 67 | 2882nd of 3,077 |
| Lightning | 11 | 0 | $417K | 26th of 67 | 706th of 3,080 |
| Hurricanes and tropical storms | 7 | 0 | $211K | 42nd of 67 | 628th of 1,849 |
| Drought | 3 | 0 | – | 58th of 67 | 2340th of 3,063 |
| Heat | 2 | 0 | – | 67th of 67 | 2212th of 3,076 |
| High wind and dust storms | 2 | 0 | $6K | 57th of 67 | 2883rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Washington County record: every hazard by year and month, the deadliest events and FEMA's declarations.