Wayne County, Illinois: hazard risk
FEMA rates Wayne County's overall risk Very Low (score 40.7 of 100, higher than 40% of rated U.S. counties). Its storm record holds 788 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively Moderate | 86.4 | $2.4M |
| Drought | Relatively Moderate | 70.6 | $563K |
| Earthquake | Relatively Low | 86.4 | $3.3M |
| Tornado | Relatively Low | 46.9 | $1.2M |
| Cold Wave | Relatively Low | 46.5 | $870K |
| Winter Weather | Relatively Low | 40.1 | $48K |
| Strong Wind | Relatively Low | 37.2 | $394K |
| Riverine Flooding | Relatively Low | 35.4 | $4.4M |
| Ice Storm | Relatively Low | 35.3 | $45K |
| Landslide | Very Low | 55.5 | $2K |
| Hurricane | Very Low | 36.5 | $25K |
| Hail | Very Low | 28.0 | $114K |
| Lightning | Very Low | 23.2 | $84K |
| Wildfire | Very Low | 1.5 | $615 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 123 | 0 | $688K | 39th of 102 | 845th of 3,077 |
| Severe thunderstorm wind | 106 | 0 | $5.6M | 102nd of 102 | 2087th of 3,080 |
| Floods | 104 | 1 | $1.2M | 23rd of 102 | 477th of 3,080 |
| Extreme cold | 74 | 0 | $4.3M | 22nd of 102 | 147th of 3,076 |
| Heat | 74 | 2 | – | 27th of 102 | 273rd of 3,076 |
| Hail | 72 | 0 | $1.5M | 90th of 102 | 1993rd of 3,080 |
| High wind and dust storms | 59 | 0 | $99K | 21st of 102 | 446th of 3,080 |
| Tornadoes | 29 | 1 | $24M | 87th of 102 | 1365th of 3,080 |
| Drought | 27 | 0 | $4.9M | 33rd of 102 | 1178th of 3,063 |
| Heavy rain | 7 | 0 | $6K | 36th of 102 | 886th of 3,080 |
| Lightning | 2 | 0 | $87K | 60th of 102 | 1658th of 3,080 |
| Wildfires | 1 | 0 | – | 13th of 102 | 1035th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Wayne County record: every hazard by year and month, the deadliest events and FEMA's declarations.