Webster County, Missouri: hazard risk
FEMA rates Webster County's overall risk Relatively Low (score 44.6 of 100, higher than 44% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 999 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 87.2 | $861K |
| Heat Wave | Relatively Moderate | 81.9 | $2.0M |
| Strong Wind | Relatively Moderate | 80.6 | $1.6M |
| Winter Weather | Relatively Moderate | 67.8 | $144K |
| Lightning | Relatively Moderate | 66.7 | $524K |
| Tornado | Relatively Moderate | 65.6 | $2.6M |
| Earthquake | Relatively Low | 70.3 | $967K |
| Wildfire | Relatively Low | 69.1 | $198K |
| Cold Wave | Relatively Low | 49.7 | $1.1M |
| Hail | Relatively Low | 47.2 | $280K |
| Riverine Flooding | Relatively Low | 43.4 | $6.5M |
| Drought | Relatively Low | 39.3 | $74K |
| Landslide | Very Low | 49.0 | $2K |
| Hurricane | Very Low | 23.5 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 275 | 1 | $12M | 20th of 114 | 931st of 3,080 |
| Floods | 269 | 2 | $25M | 8th of 114 | 137th of 3,080 |
| Hail | 249 | 0 | $77M | 19th of 114 | 282nd of 3,080 |
| Winter storms | 65 | 1 | $8.9M | 33rd of 114 | 1390th of 3,077 |
| Tornadoes | 42 | 2 | $36M | 18th of 114 | 486th of 3,080 |
| Drought | 33 | 0 | $3.5M | 24th of 114 | 839th of 3,063 |
| Heavy rain | 33 | 0 | – | 4th of 114 | 234th of 3,080 |
| Extreme cold | 9 | 0 | $15M | 60th of 114 | 1390th of 3,076 |
| Heat | 9 | 0 | – | 92nd of 114 | 1157th of 3,076 |
| High wind and dust storms | 5 | 0 | $7K | 49th of 114 | 2449th of 3,080 |
| Lightning | 3 | 0 | $60K | 30th of 114 | 1231st of 3,080 |
| Wildfires | 3 | 0 | $394K | 12th of 114 | 508th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Webster County record: every hazard by year and month, the deadliest events and FEMA's declarations.