Wicomico County, Maryland: hazard risk
FEMA rates Wicomico County's overall risk Relatively Low (score 60.8 of 100, higher than 60% of rated U.S. counties). Its storm record holds 436 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 91.6 | $11M |
| Winter Weather | Relatively Moderate | 78.7 | $217K |
| Drought | Relatively Moderate | 75.6 | $793K |
| Lightning | Relatively Moderate | 70.1 | $556K |
| Ice Storm | Relatively Moderate | 60.6 | $154K |
| Wildfire | Relatively Low | 80.9 | $482K |
| Heat Wave | Relatively Low | 63.4 | $747K |
| Earthquake | Relatively Low | 60.4 | $510K |
| Cold Wave | Relatively Low | 59.7 | $1.5M |
| Coastal Flooding | Relatively Low | 57.8 | $432K |
| Riverine Flooding | Relatively Low | 44.2 | $6.2M |
| Strong Wind | Relatively Low | 36.1 | $398K |
| Tornado | Relatively Low | 33.7 | $701K |
| Landslide | Very Low | 24.2 | $194 |
| Hail | Very Low | 23.8 | $96K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 165 | 0 | $663K | 19th of 23 | 778th of 3,080 |
| Winter storms | 87 | 0 | $9.1M | 20th of 23 | 548th of 3,077 |
| Heavy rain | 59 | 0 | – | 7th of 23 | 89th of 3,080 |
| Floods | 39 | 0 | $571K | 22nd of 23 | 950th of 3,080 |
| Hail | 33 | 0 | – | 16th of 23 | 2253rd of 3,080 |
| High wind and dust storms | 16 | 0 | $1.5M | 20th of 23 | 1242nd of 3,080 |
| Hurricanes and tropical storms | 11 | 0 | $2.6M | 3rd of 23 | 224th of 1,849 |
| Tornadoes | 11 | 0 | $1.8M | 18th of 23 | 1971st of 3,080 |
| Lightning | 5 | 1 | $155K | 17th of 23 | 524th of 3,080 |
| Extreme cold | 4 | 0 | – | 21st of 23 | 1710th of 3,076 |
| Heat | 4 | 0 | – | 20th of 23 | 1433rd of 3,076 |
| Rip currents and high surf | 1 | 0 | – | 8th of 23 | 164th of 2,080 |
| Drought | 1 | 0 | $3.6M | 20th of 23 | 2350th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Wicomico County record: every hazard by year and month, the deadliest events and FEMA's declarations.