Winchester (city), Virginia: hazard risk
FEMA rates Winchester (city)'s overall risk Very Low (score 16.9 of 100, higher than 16% of rated U.S. counties). Its storm record holds 103 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 69.9 | $553K |
| Earthquake | Relatively Low | 63.0 | $503K |
| Winter Weather | Relatively Low | 50.0 | $60K |
| Heat Wave | Relatively Low | 48.7 | $331K |
| Strong Wind | Relatively Low | 44.3 | $436K |
| Hail | Relatively Low | 42.4 | $182K |
| Lightning | Relatively Low | 29.4 | $99K |
| Riverine Flooding | Very Low | 31.9 | $3.5M |
| Tornado | Very Low | 25.3 | $347K |
| Ice Storm | Very Low | 12.3 | $6K |
| Landslide | Very Low | 11.8 | $34 |
| Cold Wave | Very Low | 10.5 | $76K |
| Wildfire | Very Low | 5.2 | $2K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 45 | 0 | $378K | ||
| Winter storms | 19 | 0 | – | ||
| Hail | 11 | 0 | $4.4M | ||
| Floods | 10 | 0 | – | ||
| Heavy rain | 9 | 0 | – | ||
| Extreme cold | 4 | 0 | – | ||
| High wind and dust storms | 3 | 0 | $2K | ||
| Lightning | 2 | 0 | $17K |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Winchester (city) record: every hazard by year and month, the deadliest events and FEMA's declarations.