Windsor County, Vermont: hazard risk
FEMA rates Windsor County's overall risk Relatively Low (score 61.6 of 100, higher than 61% of rated U.S. counties). Its storm record holds 727 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 90.6 | $67K |
| Riverine Flooding | Relatively Moderate | 76.7 | $19M |
| Winter Weather | Relatively Moderate | 75.1 | $187K |
| Ice Storm | Relatively Moderate | 70.5 | $256K |
| Lightning | Relatively Moderate | 66.1 | $483K |
| Hurricane | Relatively Low | 73.0 | $880K |
| Heat Wave | Relatively Low | 70.0 | $1.0M |
| Cold Wave | Relatively Low | 56.1 | $1.3M |
| Strong Wind | Relatively Low | 35.8 | $403K |
| Tornado | Relatively Low | 30.1 | $585K |
| Avalanche | Very Low | 55.4 | $1K |
| Earthquake | Very Low | 53.9 | $380K |
| Wildfire | Very Low | 26.9 | $13K |
| Hail | Very Low | 25.6 | $107K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 299 | 2 | $7.3M | 12th of 13 | 398th of 3,077 |
| Severe thunderstorm wind | 196 | 0 | $3.3M | 12th of 13 | 2190th of 3,080 |
| Floods | 65 | 1 | $206M | 11th of 13 | 1496th of 3,080 |
| Hail | 64 | 0 | $21K | 9th of 13 | 2551st of 3,080 |
| High wind and dust storms | 44 | 0 | $1.6M | 13th of 13 | 1048th of 3,080 |
| Extreme cold | 33 | 0 | $1.3M | 13th of 13 | 853rd of 3,076 |
| Heat | 8 | 1 | $1.3M | 11th of 13 | 1688th of 3,076 |
| Lightning | 7 | 1 | $213K | 6th of 13 | 942nd of 3,080 |
| Heavy rain | 5 | 0 | – | 9th of 13 | 1317th of 3,080 |
| Tornadoes | 5 | 0 | $871K | 10th of 13 | 2677th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Windsor County record: every hazard by year and month, the deadliest events and FEMA's declarations.