Woodford County, Illinois: hazard risk
FEMA rates Woodford County's overall risk Very Low (score 39.9 of 100, higher than 39% of rated U.S. counties). Its storm record holds 588 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 71.9 | $4.1M |
| Drought | Relatively Moderate | 70.2 | $925K |
| Landslide | Relatively Low | 66.9 | $8K |
| Tornado | Relatively Low | 52.7 | $2.4M |
| Riverine Flooding | Relatively Low | 51.5 | $12M |
| Heat Wave | Relatively Low | 49.4 | $634K |
| Ice Storm | Relatively Low | 46.3 | $127K |
| Strong Wind | Relatively Low | 35.5 | $624K |
| Winter Weather | Relatively Low | 35.0 | $65K |
| Earthquake | Very Low | 54.4 | $609K |
| Lightning | Very Low | 20.8 | $125K |
| Hail | Very Low | 18.4 | $114K |
| Hurricane | Very Low | 16.1 | $7K |
| Wildfire | Very Low | 3.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 224 | 0 | $2.6M | 34th of 102 | 950th of 3,080 |
| Hail | 138 | 0 | $681K | 23rd of 102 | 643rd of 3,080 |
| Winter storms | 61 | 2 | $2.2M | 58th of 102 | 1307th of 3,077 |
| Tornadoes | 54 | 0 | $38M | 4th of 102 | 96th of 3,080 |
| Floods | 48 | 0 | $56M | 59th of 102 | 1110th of 3,080 |
| Drought | 15 | 0 | $38M | 45th of 102 | 1381st of 3,063 |
| High wind and dust storms | 15 | 0 | $22K | 61st of 102 | 1674th of 3,080 |
| Heat | 14 | 0 | – | 60th of 102 | 839th of 3,076 |
| Extreme cold | 12 | 0 | – | 57th of 102 | 1033rd of 3,076 |
| Lightning | 6 | 0 | $524K | 16th of 102 | 634th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Woodford County record: every hazard by year and month, the deadliest events and FEMA's declarations.