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Kentucky · FEMA + NOAA + National Risk Index

Bracken County, KY

18 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

18
FEMA declarations
12
Major disasters
12
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Bracken County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 36% below the Kentucky county mean. FEMA's separate National Risk Index places the county safer than 12%; that score models loss and vulnerability rather than counting declarations.

Safer than 12%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
113
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21023 · Bracken County 18 declarations · rank 2009/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 18
  • MAJOR-MID 67%
  • RANK-LOWER #2,009
  • PHOTO-FINISH Monroe
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -36%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Bracken County in the declaration-count neighbourhood

FEMA declaration records among Bracken County and nearest peers by total count

declarations

What this shows Bracken County carries 18 FEMA declaration records, ranked 2009 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Bracken County's FEMA declaration count compares nationally

Bracken County vs. all counties in this dataset

FEMA disaster declarations, all-time · Bracken County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Bracken County's FEMA Risk Index score

0/100100/100Kentucky avg44/10012/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Bracken County is led by Riverine Flooding (about $3.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Bracken County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 113 paid claims, totaling $2.0M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $17.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Kentucky county averages 28.1 federal declaration records, while Bracken County has 18. The gap is 36% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 12.0/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $5.5M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Low) and community resilience (Relatively Moderate). Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4.4 times per year here, based on 165 historical events on record.

58 /100

Historical Activity Index

High historical activity

Bracken County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
8/25

18 declarations (0.6x state county average of 28)

Major Disaster Share High
17/25

12 of 18 declarations are major disasters (67%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Bracken County

FEMA NRI 8-hazard radar - Bracken County

Bracken County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 8. The simple mean of these eight displayed scores is 10 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 10 8-hazard mean
Bracken County NRI risk profile FIPS 21023 · displayed-hazard mean 10/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

67%

Major-heavy

NRI risk score

12

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Bracken County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively Moderate an average of 4.4 times per year
Landslide Very Low roughly once every 2 years
Lightning Relatively Low an average of 51 times per year
Tornado Relatively Low roughly once every 9 years
Earthquake Very Low roughly once every 598 years
Riverine Flooding Very Low an average of 1 time per year
Heat Wave Very Low 6 modeled event-days per year
Ice Storm Very Low roughly once every 1 years
Drought Very Low 2.2 modeled event-days per year
Winter Weather Very Low an average of 11 times per year
Cold Wave Very Low an average of 1.6 times per year
Hurricane Very Low roughly once every 89 years
Hail Very Low an average of 3.2 times per year
Wildfire Very Low roughly once every 25,671 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Snowstorm 3
Biological 2
Winter Storm 1
Tropical Storm 1
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Bracken County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 66.7%

of all 18 declarations

Emergency - 6 33.3%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 4
2020 2
2015 1
2011 1
2010 1
2009 1
2005 2
2003 1
1997 1
1996 1
1993 1
1968 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
1976 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-04
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1578 SEVERE WINTER STORM AND RECORD SNOW DR Snowstorm 2005-02-08
1454 SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND DR Severe Storm 2003-03-14
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
237 TORNADOES & SEVERE STORMS DR Tornado 1968-05-04

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Bracken County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

113

Total Paid

$2.0M

Avg Per Claim

$17.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 12.0/100

Expected Annual Loss

Very Low

$5.5M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Landslide Very Low
Lightning Relatively Low
Tornado Relatively Low
Earthquake Very Low
Riverine Flooding Very Low
Heat Wave Very Low
Ice Storm Very Low
Drought Very Low
Winter Weather Very Low
Cold Wave Very Low
Hurricane Very Low
Hail Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Bracken County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Bracken County's closest FEMA peer: St. Mary's County, MD

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Bracken County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Bracken County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Bracken County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Bracken County's NFIP claims file (113 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Bracken County?
The most common disaster type in Bracken County is Severe Storm, with 8 declarations. Other disaster types include Snowstorm (3), Biological (2), Winter Storm (1).
How does Bracken County's FEMA declaration record compare with the Kentucky average?
The typical Kentucky county has 28.1 FEMA declaration records; Bracken County has 18, or 36% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Bracken County received?
Bracken County has received 12 major disaster declarations, representing 67% of all 18 disaster declarations.
How many flood insurance claims has Bracken County filed?
Bracken County has 113 National Flood Insurance Program (NFIP) claims totaling $2.0M in payments, with an average of $17.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Bracken County?
No. In Bracken County, Strong Wind has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Bracken County?
The most active year for disaster declarations in Bracken County was 2025, with 4 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for Bracken County?
According to the FEMA National Risk Index, Bracken County, Kentucky has an overall risk score of 12.0 out of 100 (Very Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $5.5M in annualized losses.
Which natural hazard poses the greatest risk to Bracken County?
Based on FEMA NRI data, the highest-risk natural hazard in Bracken County as of the latest release is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Landslide (Very Low) and Lightning (Relatively Low). FEMA's modeled event frequency puts strong wind here at an average of 4.4 times per year, drawn from 165 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Bracken County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events